Cash-back card
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 12 reviews mentioning low fees Show all
Reddit · r/CreditCards · Oct 30, 2025
MixedSummary of a Reddit comment
They were preapproved for the Quicksilver, but its limit ended up lower than their Platinum and Capital One would not raise it, which they link to being bucketed. They plan to sock-drawer it and keep it for no foreign fees.
Reddit · r/personalfinance · May 1, 2025
MixedSummary of a Reddit post
They use their Quicksilver as their oldest no-annual-fee card with flat 1.5% back, but lean on a Chase card with more perks and are considering closing the Quicksilver.
Reddit · r/CreditCards · Apr 22, 2025
MixedSummary of a Reddit post
They hold two Quicksilver cards, drawn by the flat cash back and no annual fee, but found they cannot combine the cards or transfer a balance between them.
Reddit · r/CreditCards · Oct 16, 2026
MixedSummary of a Reddit post
They got the Quicksilver in 2020 for its no foreign transaction fees on an international trip, then kept getting declined for a Savor until Capital One offered a seamless product change years later.
Reddit · r/CreditCards · Oct 16, 2026
MixedSummary of a Reddit comment
They held the no annual fee Quicksilver Visa for years as a sock drawer card, then used the product change upgrade link to move to the no annual fee Savor once it became available.
Reddit · r/CreditCards · Sep 1, 2026
MixedSummary of a Reddit comment
They hold the Quicksilver on Mastercard and wish Capital One would move it to Discover for 3% gas on a no-annual-fee card, planning to convert the cash back to miles with their Venture X.
Reddit · r/CreditCards · Apr 23, 2026
MixedSummary of a Reddit comment
They keep their oldest card, a Quicksilver, for the lack of foreign transaction fees and its Mastercard World Elite benefits, but rarely use it and worry the Discover switch weakens both.
Reddit · r/CreditCards · Apr 21, 2026
MixedSummary of a Reddit comment
They just opened a Quicksilver as a simple card with no foreign transaction fees for upcoming trips, and were disappointed to hear it might move to the Discover network.
Reddit · r/CreditCards · Apr 15, 2026
MixedSummary of a Reddit post
They used the no-annual-fee Quicksilver as their main card for a while but now feel its rewards trail newer cards and are weighing whether to close it.
Reddit · r/CreditCards · Feb 21, 2026
MixedSummary of a Reddit comment
They still have their Quicksilver as a starter card they no longer use, noting it earns some cash back with no foreign transaction fees and that product change offers come later.
Reddit · r/CreditCards · Jan 21, 2026
MixedSummary of a Reddit comment
They call the Quicksilver a great first real card and their oldest account, with no foreign transaction fees that help on Canada trips, but say it does not hold up long term against a flat 2% card, so it is headed for the sock drawer.
Reddit · r/CreditCards · Apr 13, 2025
MixedSummary of a Reddit comment
They keep their Quicksilver in a drawer and only bring it out when travelling abroad, valuing the lack of foreign transaction fees and a flat cash back rate on everything else.
Of the 279 reviews with a clear verdict, 35% are positive, 40% mixed and 25% negative. The praise mentioned most is low fees. The most common complaint is poor support.
The praise reviewers mention most: low fees (26 reviews), reliable (17 reviews) and easy to use (12 reviews). For example: They called Capital One to upgrade cards: one was moved to a Venture One and their Platinum was upgraded to a no-annual-fee Quicksilver.
The complaints reviewers mention most: poor support (22 reviews), account frozen (11 reviews) and buggy app (3 reviews). For example: Their first card, a Quicksilver, has been restricted for years after a job loss; they paid the debt in full but support would not reopen it or remove it from their app.
It's how well reviewed Capital One Quicksilver is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Cash-back card. Type: Flat-rate cash-back credit card. Fees: $0 annual fee. Rates & rewards: Unlimited 1.5% cash back on every purchase.
279 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.