Cash-back card
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 4 reviews mentioning great rewards Show all
Reddit · r/CreditCards · May 28, 2026
MixedSummary of a Reddit comment
They built Citi into their secondary points ecosystem around two Custom Cash cards and a Strata Elite, valuing the American Airlines transfers, and would be disappointed if the Custom Cash cards are forced away.
Reddit · r/CreditCards · May 27, 2026
MixedSummary of a Reddit comment
They opened the Custom Cash at launch for groceries, later moved to a Double Cash when grocery spend outgrew the cap, and say it is worth it mainly if you can product change.
Reddit · r/CreditCards · May 27, 2026
MixedSummary of a Reddit comment
They use the Custom Cash as a support card, valuing 5% cash back as high for the category but noting the low monthly spending cap as the main drawback.
Reddit · r/CreditCards · Feb 23, 2026
MixedSummary of a Reddit comment
They hold three Custom Cash cards for groceries and dining but are not sure they could use more, since they charge their EV at home and need no gas card.
Of the 267 reviews with a clear verdict, 68% are positive, 18% mixed and 14% negative. The praise mentioned most is great rewards. The most common complaint is poor support.
The praise reviewers mention most: great rewards (55 reviews), easy to use (52 reviews) and helpful support (5 reviews). For example: Runs three copies, one dedicated to gas and two to restaurants, and says it is nice to have 5% back in both everyday categories.
The complaints reviewers mention most: poor support (10 reviews), account frozen (2 reviews) and buggy app (1 review). For example: They stopped using the card because they were fed up with Citi customer support, and applied for a Wells Fargo 2% flat-rate card instead.
It's how well reviewed Citi Custom Cash is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Cash-back card. Type: Cash-back credit card.
#1 in Best-Reviewed Cash-Back Credit Cards 2026, ranked by real customer reviews.
267 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.