Reddit · r/CreditCards · May 28, 2026
MixedSummary of a Reddit comment
Has used the card for years and is mainly worried Citi will eventually sunset it and convert it into a product they would not use; the card itself is not criticized.
Citi Custom Cash Reviews
Ranked #1 in Cash-back cardsCash-back card
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Common concerns
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (267)
Add your reviewShowing 5 reviews mentioning reliable Show all
Reddit · r/CreditCards · May 27, 2026
PositiveSummary of a Reddit comment
Has used their Custom Cash for about four years, mainly on gas and dining, and is relieved to now hold two of them as the card closes to new applicants.
Reddit · r/CreditCards · May 1, 2026
PositiveSummary of a Reddit comment
They have held a Citi Custom Cash for about five years with no restaurant coding problems, now run two (dining and groceries), and send overflow spend past the monthly cap to a Savor card.
Reddit · r/CreditCards · Jul 16, 2026
PositiveSummary of a Reddit comment
Holds four Custom Cash cards, and none of them has changed in either the Citi app or Apple Wallet.
Reddit · r/CreditCards · May 26, 2026
PositiveSummary of a Reddit comment
They call the Custom Cash their most used card and say they are disappointed at the news that the card is being discontinued, since it carries most of their everyday spending.
Common questions about Citi Custom Cash
Is Citi Custom Cash worth it?
Of the 267 reviews with a clear verdict, 68% are positive, 18% mixed and 14% negative. The praise mentioned most is great rewards. The most common complaint is poor support.
What do people like about Citi Custom Cash?
The praise reviewers mention most: great rewards (55 reviews), easy to use (52 reviews) and helpful support (5 reviews). For example: Runs three copies, one dedicated to gas and two to restaurants, and says it is nice to have 5% back in both everyday categories.
What are the most common complaints about Citi Custom Cash?
The complaints reviewers mention most: poor support (10 reviews), account frozen (2 reviews) and buggy app (1 review). For example: They stopped using the card because they were fed up with Citi customer support, and applied for a Wells Fargo 2% flat-rate card instead.
What does the signal score of 88 mean?
It's how well reviewed Citi Custom Cash is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Citi Custom Cash?
Category: Cash-back card. Type: Cash-back credit card.
How does Citi Custom Cash rank?
#1 in Best-Reviewed Cash-Back Credit Cards 2026, ranked by real customer reviews.
Where do these Citi Custom Cash reviews come from?
267 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.