Reddit · r/CreditCards · Jan 25, 2025 · summarized
NegativeThey stopped using their Citi Double Cash because it kept denying small charges for no reason while approving big ones, and they found customer support useless.
Reviews & customer experiences
Cash-back card
Simple flat-rate catch-all that many keep for years; the main gripe is Citi customer service.
A score out of 100 for how well reviewed a product is next to others of its kind. It rises with positive reviews and with how many there are; negative and mixed reviews take points off. The best in each category scores in the 90s.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Showing 2 reviews mentioning account frozen Show all
Reddit · r/CreditCards · Jan 25, 2025 · summarized
NegativeThey stopped using their Citi Double Cash because it kept denying small charges for no reason while approving big ones, and they found customer support useless.
Reddit · r/CreditCards · Jan 25, 2025 · summarized
NegativeThey hated their Citi Double Cash because authorized users shared the main card number, so family gas fill-ups and dinners triggered fraud alerts that shut down the cards.
Most customers use it as a simple flat-rate catch-all and keep it for years, with easy redemption and handy price protections. The main complaint is Citi customer service, especially fraud flags and disputes ruled for the merchant. Some also dislike benefits being cut, the shift to ThankYou points, and the foreign transaction fee.
Of the 152 reviews with a clear verdict, 57% are positive, 13% mixed and 31% negative. The praise mentioned most is great rewards. The most common complaint is poor support.
The complaints reviewers mention most: poor support (15 reviews) and account frozen (2 reviews). For example: Direct deposit redemption was repeatedly unavailable after required payments, and Citi support could not help.
152 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.
Flat-rate, category and rotating cash-back credit cards, ranked by real customers.