Reddit · r/investing · Dec 19, 2025
NegativeSummary of a Reddit post
Found the Acorns investment accounts worked fine but had a glitchy identity document upload for the checking account and weeks of unresolved customer service, the worst they have experienced.
Reddit · r/personalfinance · Sep 8, 2026
MixedSummary of a Reddit post
Transferred their Acorns holdings to Fidelity and closed the account without owing taxes, although Acorns charged a fee.
Reddit · r/personalfinance · Aug 7, 2026
MixedSummary of a Reddit post
Has used Acorns since 2017 with round-ups on linked cards and a regular monthly deposit, but is unsure it is the best place to grow their money.
Reddit · r/fidelityinvestments · May 26, 2026
PositiveSummary of a Reddit post
Uses Acorns for weekly recurring investments and likes the round-ups, but hit a linking error when trying to fund it from a Fidelity brokerage account.
Reddit · r/fidelityinvestments · May 19, 2026
NegativeSummary of a Reddit post
Judges the Acorns fees and auto-invest not worth the subscription and plans to move their Later account to a Fidelity IRA.
Reddit · r/fidelityinvestments · Jan 27, 2026
NegativeSummary of a Reddit post
Reports Acorns support saying it cannot help recharacterize Roth IRA contributions to a traditional IRA because of its one Later product terms.
Reddit · r/investing · Jan 13, 2026
MixedSummary of a Reddit post
Runs automated Acorns investing on the basic plan alongside Fidelity accounts, opened originally for round-ups, mainly holding VOO.
Reddit · r/fidelityinvestments · Nov 6, 2025
NegativeSummary of a Reddit post
Used Acorns before switching to Fidelity, finding Fidelity free and more transparent.
Reddit · r/fidelityinvestments · Nov 6, 2025
MixedSummary of a Reddit post
Keeps an Acorns account at the lowest monthly fee alongside Fidelity, warning that Acorns charges per ETF held so exiting costs should be calculated.
Reddit · r/personalfinance · Oct 27, 2025
NegativeSummary of a Reddit post
Reports Acorns holding their money for over six months through support tickets and compliance document rejections, with bank linking removed so they cannot withdraw.
Reddit · r/personalfinance · Oct 1, 2025
NegativeSummary of a Reddit post
Found Acorns suddenly declining their usual paycheck transfers over a daily limit and blocking the card, then closed the account once their money was out.
Reddit · r/fidelityinvestments · Jul 14, 2025
NegativeSummary of a Reddit post
Early Acorns user who quit after a few months, calling the round-up idea a gimmick that does not lead to success.
Reddit · r/Bogleheads · Jun 13, 2025
NegativeSummary of a Reddit post
Found Acorns customer service could only parrot FAQ scripts while trying to leave the platform, and would not trust it with important money.
Reddit · r/Bogleheads · Jun 13, 2025
NegativeSummary of a Reddit post
Liquidated Acorns because its flat subscription was a ridiculous percentage on a small balance and it likely did not support in-kind transfers.
Reddit · r/investing · Jan 2, 2025
NegativeSummary of a Reddit post
Deleted the Acorns account because the small monthly fees added up quickly.
Reddit · r/investing · Jan 2, 2025
MixedSummary of a Reddit post
Keeps Acorns only for round-up saving that simplifies budget tracking and travel savings, paying the monthly fee while doing real investing at Fidelity.
Reddit · r/fidelityinvestments · Dec 20, 2024
NegativeSummary of a Reddit post
Says Acorns charges a fixed fee per fund on transfer out and that neither Acorns nor Fidelity made the move easy, though they moved a ten-year-old account to avoid capital gains tax.
Reddit · r/Bogleheads · Dec 2, 2024
NegativeSummary of a Reddit post
Plans to switch away after three years with Acorns, since the portfolio can be recreated elsewhere without the subscription fee.
Reddit · r/investing · Nov 24, 2024
NegativeSummary of a Reddit post
Left Acorns when it raised service fees, judging it not worth it.
Reddit · r/investing · Nov 23, 2024
PositiveSummary of a Reddit post
Opened an Acorns custodial account for their kids and says it has gone well so far and is super simple.
Reddit · r/investing · Sep 9, 2026
NegativeSummary of a Reddit post
Feels Acorns was ripping them off and is struggling with great difficulty to close the account.
Reddit · r/investing · Aug 20, 2026
NegativeSummary of a Reddit post
Trying to close the Acorns account over its monthly fee and finding it much harder than expected to transfer the portfolio, including a bitcoin ETF, to Robinhood.
Reddit · r/fidelityinvestments · Nov 6, 2025
NegativeSummary of a Reddit post
Left Acorns long ago for Fidelity, which they describe as free and offering free help.
Reddit · r/fidelityinvestments · Nov 6, 2025
NegativeSummary of a Reddit post
Says Acorns charges a hefty exit fee when moving the account out and sees Fidelity Go as a similar alternative to the Acorns base portfolio.
Reddit · r/fidelityinvestments · Sep 15, 2025
NegativeSummary of a Reddit post
Moved all their money out of Acorns to Fidelity for more control.
Reddit · r/personalfinance · Sep 2, 2025
NegativeSummary of a Reddit post
Says Acorns' debit card and transfer daily limits cannot be overridden even by verified customers for an emergency expense, blocking access to their own money.
Reddit · r/personalfinance · Apr 11, 2017
PositiveSummary of a Reddit post
Says Acorns helped them save a notable sum over 18 months and that they earned about 10% on their savings.
Of the 27 reviews with a clear verdict, 11% are positive, 19% mixed and 70% negative. The most common complaint is poor support.
The complaints reviewers mention most: poor support (1 review). For example: Found Acorns customer service could only parrot FAQ scripts while trying to leave the platform, and would not trust it with important money.
It's how well reviewed Acorns is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Robo-advisor. Type: Round-up investing app. Fees: Bronze $4/mo, Silver $8/mo, Gold $12/mo. Rates & rewards: Round-Ups invest spare change; 1% IRA match on new contributions in the first year (3% with Gold); bonus investments from 450+ partner brands.
27 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.