Reddit · r/Bogleheads · Aug 23, 2025
NegativeSummary of a Reddit post
Signed up for Betterment Premium but does not feel they get much value from it and is moving to a Bogle-style portfolio.
Betterment Investing Reviews
Robo-advisor
How the signal works
The signal score
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
What people mention
Often liked
Topics grouped from customer reviews, with how many mention each; read the originals below.
Real customer experiences (26)
Add your reviewReddit · r/Bogleheads · Nov 29, 2024
NegativeSummary of a Reddit comment
After nine years, is pulling out of Betterment because diversification cost them gains versus US stocks and tax-loss harvesting matters less as the balance grows.
Reddit · r/Bogleheads · Aug 21, 2026
NegativeSummary of a Reddit comment
Left Betterment after almost ten years because accumulated tax losses slowed with account maturity and the fees outweighed the benefit.
Reddit · r/Bogleheads · Jun 13, 2025
NegativeSummary of a Reddit comment
Liquidated Betterment and Acorns after outgrowing them, citing relatively high fees on top of ETF fees and taxable events from rebalancing and tax-loss harvesting.
Reddit · r/Bogleheads · Jan 3, 2025
NegativeSummary of a Reddit post
Using Betterment and Wealthfront for years, no longer thinks the 0.25% fee is worth it as their portfolio grew and tax-loss harvesting no longer makes up for it.
Reddit · r/Bogleheads · May 5, 2026
NegativeSummary of a Reddit post
Feels they were cajoled into Betterment's tax-loss-harvesting portfolio and now holds large unrealized gains, with little more harvesting possible and a messy portfolio to exit.
Reddit · r/Bogleheads · Apr 13, 2026
NegativeSummary of a Reddit comment
Says Betterment raised its fee from 0.15% to 0.25% and left them with 8 funds that are hard to rebalance after transferring out.
Reddit · r/Bogleheads · Mar 26, 2026
NegativeSummary of a Reddit comment
Closed their Betterment accounts long ago because they were tired of the underperformance.
Reddit · r/Bogleheads · Jan 1, 2026
NegativeSummary of a Reddit comment
Regrets an ACATS transfer from Betterment to Fidelity because Betterment charged a $75 outbound fee and Fidelity would not reimburse it.
Reddit · r/Schwab · Mar 5, 2025
NegativeSummary of a Reddit post
Left Betterment after it locked their account for international travel on the day they were heading to the airport.
Common questions about Betterment Investing
Is Betterment Investing worth it?
Of the 26 reviews with a clear verdict, 46% are positive, 15% mixed and 38% negative. The praise mentioned most is easy to use. The most common complaint is account frozen.
What do people like about Betterment Investing?
The praise reviewers mention most: easy to use (10 reviews), low fees (2 reviews) and reliable (1 review). For example: Started automatic investing with Betterment because they liked its UI and had been recommended ETFs by someone in finance.
What are the most common complaints about Betterment Investing?
The complaints reviewers mention most: account frozen (1 review) and hidden fees (1 review). For example: Left Betterment after it locked their account for international travel on the day they were heading to the airport.
What does the signal score of 59 mean?
It's how well reviewed Betterment Investing is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
What are the specs of Betterment Investing?
Category: Robo-advisor. Type: Robo-advisor. Fees: $5/month, or 0.25% a year with $24K+ balance or $200+ monthly recurring deposit. Minimum: No minimum balance.
Where do these Betterment Investing reviews come from?
26 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.