Robo-advisor
How the signal works ↗Updated 12 NovCompare with Wealthfront Automated Investing
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 4 reviews mentioning rate dropped Show all
Reddit · r/Bogleheads · Jun 25, 2025
NegativeSummary of a Reddit post
Started moving their Roth out of the robo-advisor today, regretting falling for the hype; it is up about 64% since inception versus roughly 150% they estimate low-cost index funds would have returned.
Reddit · r/Schwab · May 30, 2025
MixedSummary of a Reddit post
Opened in December 2020 and rates it just ok, at about a 6.08% annualized return; answering as moderately aggressive gave returns not much better than their husband's more conservative setup, and self-picked accounts did better.
Reddit · r/FinancialPlanning · Dec 1, 2024
NegativeSummary of a Reddit post
Six years on the highest risk setting still feels overly conservative and forces an 8% cash allocation, delivering underwhelming returns.
Reddit · r/investing · Jun 25, 2025
NegativeSummary of a Reddit post
In a six-way test of platforms with real money, cash drag stood out quickly in a head-to-head comparison and it was the first account to be dropped.
Of the 83 reviews with a clear verdict, 47% are positive, 25% mixed and 28% negative. The praise mentioned most is easy to use. The most common complaint is rate dropped.
The praise reviewers mention most: easy to use (22 reviews), low fees (6 reviews) and helpful support (5 reviews). For example: They are very happy with Schwab Intelligent Portfolios, valuing the convenience and having professionals handle the investing for them.
The complaints reviewers mention most: rate dropped (4 reviews) and hard to cancel (2 reviews). For example: Six years on the highest risk setting still feels overly conservative and forces an 8% cash allocation, delivering underwhelming returns.
It's how well reviewed Schwab Intelligent Portfolios is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Robo-advisor. Type: Robo-advisor. Fees: No advisory fee and no commissions. Minimum: Invest with as little as $5,000.
83 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.