it Secured

Fees and rates as stated on discover.com on 2026-10-29. Rates, fees and terms change; check the provider's site before you apply or open an account.

Category: Starter card
Type: Secured credit card
Fees: No annual fee
Rates & rewards: 5% cash back in quarterly categories when you activate; 1% on all other purchases
Minimum: Refundable deposit as low as $49

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