Reddit · r/personalfinance · Apr 7, 2026
PositiveSummary of a Reddit comment
Three years on FreeTaxUSA; it can now handle backdoor Roth conversions with a specific help article.
Tax software
Cheap and accurate for many leaving TurboTax, with free federal filing; a few missed direct imports.
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 92 reviews mentioning reliable Show all
Reddit · r/personalfinance · Apr 7, 2026
PositiveSummary of a Reddit comment
Three years on FreeTaxUSA; it can now handle backdoor Roth conversions with a specific help article.
Reddit · r/personalfinance · Mar 14, 2026
PositiveSummary of a Reddit comment
Paid a CPA for years while forecasting on FreeTaxUSA, and last year it was good enough to stop using the CPA.
Reddit · r/tax · Feb 22, 2026
PositiveSummary of a Reddit comment
Over five years on FreeTaxUSA without an issue even as filings grew more complex, with free federal direct deposit.
Reddit · r/tax · Feb 18, 2026
PositiveSummary of a Reddit comment
Has filed with FreeTaxUSA for three years and never had trouble getting a refund, errors, or questions about their return, even though refund-hold rules sometimes delay it.
Reddit · r/personalfinance · Feb 9, 2026
PositiveSummary of a Reddit comment
After using TurboTax since 2013, they switched to FreeTaxUSA this year when TurboTax required a newer Windows version, and had no issues at all with it.
Reddit · r/personalfinance · Feb 9, 2026
PositiveSummary of a Reddit comment
They have used FreeTaxUSA for five or six years without problems at a low cost, after leaving TurboTax because paying a high price just to file student loan interest felt wasteful.
Reddit · r/tax · Feb 5, 2026
PositiveSummary of a Reddit comment
Filed state and federal with FreeTaxUSA; both were accepted the same day and the federal refund arrived within a week.
Reddit · r/tax · Feb 2, 2026
PositiveSummary of a Reddit comment
A volunteer preparer after 20 years on TurboTax desktop found FreeTaxUSA handled a relatively complex return without a single issue.
Reddit · r/personalfinance · Feb 1, 2026
PositiveSummary of a Reddit comment
Compared TurboTax and FreeTaxUSA side by side, got exactly the same refund, and moved to FreeTaxUSA after previously paying a preparer for years.
Reddit · r/tax · Jan 22, 2026
PositiveSummary of a Reddit comment
Has used FreeTaxUSA for years with W-2s, 1099s and Schedule C, and TurboTax and FreeTaxUSA came out the same when compared.
Reddit · r/tax · Apr 16, 2025
PositiveSummary of a Reddit comment
Nearly ten years on FreeTaxUSA, finds it legitimate with no hidden fees and only mild, easy-to-skip upselling of support and audit protection.
Reddit · r/personalfinance · Apr 5, 2025
PositiveSummary of a Reddit comment
Uses it for personal and a single-member LLC return for six years without an issue.
Reddit · r/personalfinance · Apr 4, 2025
PositiveSummary of a Reddit comment
Switched from Intuit and FreeTaxUSA chewed through combined 1099 forms for a slightly more complicated return without a hitch.
Reddit · r/personalfinance · Apr 4, 2025
PositiveSummary of a Reddit comment
Used FreeTaxUSA for 13 years and it has always been the same; their mom switched when TurboTax calculated her taxes wrong.
Reddit · r/personalfinance · Apr 4, 2025
PositiveSummary of a Reddit comment
Five years, always matching TurboTax; the only downside is no brokerage auto-import.
Reddit · r/personalfinance · Feb 3, 2025
PositiveSummary of a Reddit comment
Longtime TurboTax user now in their fourth year on FreeTaxUSA, problem free, with investments, a rollover and education credits.
Reddit · r/personalfinance · Jan 23, 2025
PositiveSummary of a Reddit comment
Switched to FreeTaxUSA years ago after running it side by side with TurboTax and seeing matching results, and now relies on it alone, calling it great service.
Reddit · r/personalfinance · Jan 16, 2025
PositiveSummary of a Reddit comment
Uses FreeTaxUSA for five years; files state by hand but uses its final state tax calculation from the federal numbers as a cross-check.
Reddit · r/tax · May 17, 2026
PositiveSummary of a Reddit comment
Three-year FreeTaxUSA user, formerly on TurboTax and H&R Block, who loves it.
Reddit · r/tax · Apr 15, 2026
PositiveSummary of a Reddit comment
After TurboTax and H&R Block upsells, moved to FreeTaxUSA four years ago, which handles property sales and stock transactions.
Reddit · r/tax · Apr 12, 2026
PositiveSummary of a Reddit comment
They do a backdoor Roth conversion themselves every year and say FreeTaxUSA handles it correctly from a simple 1099-R entry, making a complex-sounding return straightforward.
Reddit · r/tax · Apr 11, 2026
PositiveSummary of a Reddit comment
FreeTaxUSA handled a forgotten capital loss carryover and insisted they enter it before moving on.
Reddit · r/tax · Apr 7, 2026
PositiveSummary of a Reddit comment
Ran a fairly complex return through TurboTax, which had bugs, then on FreeTaxUSA, which had none and matched within a dollar; they plan to use FreeTaxUSA from now on.
Reddit · r/personalfinance · Apr 7, 2026
PositiveSummary of a Reddit comment
FreeTaxUSA handled their K-1 without a problem after another tax program would not process it.
Reddit · r/tax · Apr 6, 2026
PositiveSummary of a Reddit comment
Switched from Cash App Taxes to FreeTaxUSA because it supported a document the other lacked, and found FreeTaxUSA great as well.
Reddit · r/tax · Mar 21, 2026
PositiveSummary of a Reddit comment
Switched from TaxAct to FreeTaxUSA in 2020 and has used it every year since.
Reddit · r/tax · Mar 20, 2026
PositiveSummary of a Reddit comment
Used FreeTaxUSA and cross-checked in TurboTax, always matching in the end; uses TurboTax now only for a couple of forms FreeTaxUSA lacks.
Reddit · r/tax · Mar 18, 2026
PositiveSummary of a Reddit comment
With kids, high income, many deductions, stock options and RSUs, all account types and multiple states, FreeTaxUSA handled it with ease.
Reddit · r/tax · Mar 17, 2026
PositiveSummary of a Reddit comment
Long-time H&R Block user who now files on FreeTaxUSA, which handled exotic situations such as Social Security back pay and claim-of-right credits that H&R Block would not.
Reddit · r/tax · Mar 16, 2026
PositiveSummary of a Reddit comment
First-time user who double-checked numbers with TurboTax and found them the same, annoyed they fell for TurboTax ads before.
Reddit · r/tax · Mar 15, 2026
PositiveSummary of a Reddit comment
With multiple W-2s, 1099s, a Schedule C business, a SEP and a rental K-1, finds FreeTaxUSA handles it all much better than TurboTax.
Reddit · r/tax · Mar 15, 2026
PositiveSummary of a Reddit comment
Says FreeTaxUSA works well but they checked the numbers three times before submitting.
Reddit · r/tax · Mar 15, 2026
PositiveSummary of a Reddit comment
Has used FreeTaxUSA for over ten years and never had an issue.
Reddit · r/tax · Mar 9, 2026
PositiveSummary of a Reddit comment
Has used FreeTaxUSA for years and the IRS has never complained, even though it rounds amounts to the nearest dollar.
Reddit · r/tax · Feb 24, 2026
PositiveSummary of a Reddit comment
Has used FreeTaxUSA for several years and has never found it inaccurate.
Reddit · r/tax · Feb 18, 2026
PositiveSummary of a Reddit comment
Four years with FreeTaxUSA without any issues getting a refund.
Reddit · r/tax · Feb 17, 2026
PositiveSummary of a Reddit post
They have always used FreeTaxUSA and it handled their step-son's daughter as a qualifying child for the Child Tax Credit, unlike the other tax programs they tried, which gave a much lower credit.
Reddit · r/tax · Feb 14, 2026
PositiveSummary of a Reddit comment
They have used FreeTaxUSA for six or seven years, including to help others file, with no problems, finding it more straightforward than H&R Block or TurboTax and cheaper.
Reddit · r/personalfinance · Feb 13, 2026
PositiveSummary of a Reddit comment
Did a backdoor Roth in FreeTaxUSA the past two years with no issues.
Reddit · r/personalfinance · Feb 13, 2026
PositiveSummary of a Reddit comment
Entered government-securities dividends into FreeTaxUSA with no issue and it excluded them on their California return.
Reddit · r/tax · Feb 4, 2026
PositiveSummary of a Reddit comment
Three years of using FreeTaxUSA with standard deductions and loves it; federal filing is free.
Reddit · r/tax · Feb 4, 2026
PositiveSummary of a Reddit comment
First-year FreeTaxUSA user after using TurboTax since it came out, and plans to continue with FreeTaxUSA.
Reddit · r/tax · Feb 4, 2026
PositiveSummary of a Reddit comment
Has used FreeTaxUSA for three years for four family returns with no issues.
Reddit · r/personalfinance · Jan 31, 2026
PositiveSummary of a Reddit comment
First-time user after years of TurboTax Premier, filing with taxable stock trades and itemized deductions; it covered everything so far, including a residential energy credit form.
Reddit · r/personalfinance · Jan 24, 2026
PositiveSummary of a Reddit comment
Has used FreeTaxUSA for three years and says it always works as expected.
Reddit · r/personalfinance · Sep 22, 2025
PositiveSummary of a Reddit comment
Used FreeTaxUSA for several years for a household with a W-2 job and a spouse with 1099 income, with no issue.
Reddit · r/personalfinance · Apr 5, 2025
PositiveSummary of a Reddit comment
Eight years of smooth filings with guardrails; this year it estimated a refund while TurboTax estimated a balance due for the same info, and both returns were accepted quickly.
Reddit · r/personalfinance · Apr 4, 2025
PositiveSummary of a Reddit comment
Over ten years on FreeTaxUSA without a single issue.
Reddit · r/personalfinance · Apr 4, 2025
PositiveSummary of a Reddit comment
Plugged everything into TurboTax too, numbers matched, and will not return to TurboTax unless it beats the price.
Reddit · r/tax · Feb 22, 2025
PositiveSummary of a Reddit comment
Handled a 1099-B with 8949 basis adjustments, backdoor Roth and foreign interest with no issues.
Reddit · r/tax · Feb 21, 2025
PositiveSummary of a Reddit comment
Imported their 1099 info through the questionnaire and handled two states without issues, and has used FreeTaxUSA for years with no concerns, paying a little extra for unlimited amendments.
Reddit · r/tax · Feb 20, 2025
PositiveSummary of a Reddit comment
Handled recharacterizations and a backdoor Roth flawlessly after a too-high-income surprise.
Reddit · r/tax · Jan 30, 2025
PositiveSummary of a Reddit comment
Longtime user who left H&R Block because every special form meant another upcharge, and says FreeTaxUSA has never done that to them, even with more complicated forms.
Reddit · r/tax · Jan 30, 2025
PositiveSummary of a Reddit comment
Has filed with FreeTaxUSA for eight years running and counts it as a dependable choice for anyone whose return has no unusual tax situations.
Reddit · r/tax · Dec 6, 2024
PositiveSummary of a Reddit comment
Switched to FreeTaxUSA last season with no issues.
Reddit · r/personalfinance · Apr 7, 2026
PositiveSummary of a Reddit comment
Cross-checked TurboTax and FreeTaxUSA for years and says FreeTaxUSA is now good enough to stand on its own.
Reddit · r/personalfinance · Apr 6, 2026
PositiveSummary of a Reddit comment
Used FreeTaxUSA the last two years without issue.
Reddit · r/tax · Mar 17, 2026
PositiveSummary of a Reddit comment
Has used FreeTaxUSA for years with no issues.
Reddit · r/personalfinance · Mar 15, 2026
PositiveSummary of a Reddit comment
With a rental, extra 1099s and business expenses, FreeTaxUSA handled everything for free plus a small state fee.
Reddit · r/tax · Mar 15, 2026
PositiveSummary of a Reddit comment
Nearly a decade on FreeTaxUSA with no problems and nothing it could not handle, upgrading to Deluxe as a thank-you.
Reddit · r/personalfinance · Mar 14, 2026
PositiveSummary of a Reddit comment
FreeTaxUSA gave a higher return by correctly handling nonresident state taxes that TurboTax did not.
Reddit · r/personalfinance · Mar 14, 2026
PositiveSummary of a Reddit comment
The PDF upload works perfectly every time for them.
Reddit · r/tax · Mar 7, 2026
PositiveSummary of a Reddit comment
Their Treasury interest and dividend exclusions flowed through correctly to the state return on FreeTaxUSA.
Reddit · r/tax · Mar 7, 2026
PositiveSummary of a Reddit comment
Treasury interest entered correctly flowed through and was removed from state income in FreeTaxUSA.
Reddit · r/tax · Mar 1, 2026
PositiveSummary of a Reddit comment
First year on FreeTaxUSA, checked in TurboTax and got exactly the same refund.
Reddit · r/tax · Feb 19, 2026
PositiveSummary of a Reddit comment
Five years straight on FreeTaxUSA with zero issues.
Reddit · r/tax · Feb 18, 2026
PositiveSummary of a Reddit comment
Uses FreeTaxUSA every year and has never had a problem.
Reddit · r/personalfinance · Feb 13, 2026
PositiveSummary of a Reddit comment
Long-time TurboTax user who ran their taxes through FreeTaxUSA and got exactly the same numbers.
Reddit · r/tax · Feb 5, 2026
PositiveSummary of a Reddit comment
Filed this year and had both state and federal returns approved within about ten minutes, with a very quick turnaround the year before too.
Reddit · r/tax · Feb 4, 2026
PositiveSummary of a Reddit comment
Used FreeTaxUSA for years with multiple W-2s and 1099s and no issues, with a nominal state fee.
Users, most of them switching from TurboTax, describe FreeTaxUSA as easy, cheap and accurate, with federal filing free and only a small state fee. It handles self-employment, rentals and investments well for many, without the constant upsells. A few missed direct imports, struggled with large stock-trade lists, or had a special situation handled wrongly.
Of the 554 reviews with a clear verdict, 82% are positive, 14% mixed and 5% negative. The praise mentioned most is easy to use. The most common complaint is buggy app.
The praise reviewers mention most: easy to use (160 reviews), low fees (146 reviews) and reliable (94 reviews). For example: First time on FreeTaxUSA with an earned income credit return was smooth and easy, with only a small state fee.
The complaints reviewers mention most: buggy app (26 reviews), poor support (6 reviews) and hidden fees (2 reviews). For example: FreeTaxUSA filled out their Form 8606 incorrectly on a backdoor Roth, so they filed with TurboTax instead.
It's how well reviewed FreeTaxUSA is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Tax software. Type: Online tax software. Fees: Federal $0; state $15.99.
554 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.