Latest reviews

Reddit · r/personalfinance · 6 days ago

They opened a CIT HYSA for its high promotional-era rate, but it gradually dropped, so they moved to Fidelity Cash Management. They never needed customer service and found everything straightforward online.

Reddit · r/personalfinance · 17 days ago

Left after support gave out account info without any identity validation.

Reddit · r/personalfinance · 17 days ago

Leaving after ten years because Ally could not resolve fraud charges it flagged.

Reddit · r/personalfinance · 23 days ago

After the Discover merger, this reviewer closed their account because of a strong dislike of Capital One, which they say outweighs more than 20 years with Discover. They cite Capital One's high complaint volume.

Reddit · r/personalfinance · 31 days ago

Their CIT HYSA rate dropped well below the level it started at, but when they tried to transfer out the balance the app offered a higher retention rate, which they accepted.

Reddit · r/personalfinance · 31 days ago

They have been a CIT customer since 2023 and say a retention rate boost appears when they try to transfer a large amount out, though each boost is limited-time and their latest one lasted 12 months.

Reddit · r/personalfinance · 31 days ago

They hold a CIT Platinum HYSA and mention periodic promo boosts for new and existing customers, but say getting a boost applied to an existing account is a hassle that required calling in.

Reddit · r/personalfinance · 37 days ago

They call the CIT HYSA fine overall but warn the rate drops without notice, falling by more than a percentage point for them. CIT did boost their APY for a year when they tried moving the money out.

Reddit · r/CreditCards · 50 days ago

They had a Synchrony high yield savings account and moved their money out after Synchrony closed many of their credit accounts without explanation despite perfect payment history.

Reddit · r/personalfinance · 70 days ago

No issues with Marcus HYSA; intuitive app, good yield and money moves fast enough.

Reddit · r/personalfinance · 70 days ago

Used Marcus in the past and it was fine.

Reddit · r/personalfinance · 72 days ago

Marcus is very easy to set up and use.

Reddit · r/personalfinance · 73 days ago

Their Discover savings migration was very hands-off. Capital One found their existing user ID and merged the savings into their Capital One savings, managed in the same app as their credit card.

Reddit · r/CreditCards · 76 days ago

Has used a Barclays Tiered Savings account as the autopay hub for all their credit cards for about two months with no issues.

Reddit · r/Banking · 80 days ago

Reported unauthorized wire within five minutes but was bounced around for two hours before the recall was sent.

Reddit · r/Banking · 80 days ago

Similar fraud dispute went nowhere; moved all funds out.

Reddit · r/Banking · 81 days ago

They applied for a CIT Bank Platinum Savings account because of its rate and 2FA options, but the application was rejected. They ended up opening a different bank's savings account instead.

Reddit · r/Banking · 81 days ago

They use CIT Bank alongside two other online banks for savings and think CIT offers a bonus rate tied to deposit size, but dislike that it relies on SMS for two-factor login.

Reddit · r/personalfinance · 81 days ago

Was with Ally for a decade and it was great.

Reddit · r/personalfinance · 87 days ago

Reports Amex lowering the savings rate nearly every month since opening, saying a money market fund would have paid more apart from the sign-up bonus.

Reddit · r/personalfinance · 89 days ago

Opened the Amex savings account through a personal bonus offer, reports problems getting the promised bonus and poor service from two representatives, and moved the money to another bank.

Reddit · r/Banking · 98 days ago

Says a large transfer out of the Amex savings account to a brokerage was rejected and the funds were stuck for days, with support unable to say when a check would be sent.

Reddit · r/Banking · 98 days ago

Says American Express has always been great to them, including the high yield savings account.

Reddit · r/personalfinance · 106 days ago

After the merger, a bill pay payment to Discover using the old account number was not acknowledged by Capital One. Phone support passed them between four people, none of whom helped, and they call it a bad look.