Reddit · r/fidelityinvestments · 2 days ago
Started out in Fidelity Go, which gave a spread across small, medium, large, bond and international funds at no cost, before later self-managing.
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Fresh experiences from real customers, collected from Reddit, YouTube and blogs and linked to their sources.
Reddit · r/Bogleheads · 21 days ago
They use Vanguard Digital Advisor, which bought only total US and international stock funds in an aggressive profile, because work rules keep them from self-directing, and recently found they can tweak the split and funds.
Reddit · r/fidelityinvestments · 22 days ago
They hold Fidelity Go with an aggressive mix that has not been changed, and say they would not mind if Go adjusted the strategy during market corrections since that is what they signed up for.
Reddit · r/Schwab · 33 days ago
They tried Schwab Intelligent Portfolios at its most aggressive allocation and found six months of performance lackluster, so they switched to a self-managed three fund portfolio with Schwab funds.
Reddit · r/investingforbeginners · 36 days ago
A year in the robo-advisor produced a return around negative 0.5 percent, less than a high-yield savings account would have earned, and advisers called it abnormal but could not suggest what to change.
Reddit · r/fidelityinvestments · 41 days ago
They used Fidelity Go for one to two years with no problems and some gains, but returns trailed the S&P 500, so they sold out and no longer use it.
Reddit · r/fidelityinvestments · 41 days ago
They used Fidelity Go for hands-off investing and say it automatically shifted their aggressive strategy to a conservative one after they missed an email, costing them growth, so they plan to leave and self-direct.
Reddit · r/fidelityinvestments · 41 days ago
They saw their Fidelity Go account drop out of an aggressive strategy once because the target date had been reached, and fixed it by moving the target date further out so aggressive could be selected again.
Reddit · r/fidelityinvestments · 41 days ago
They tried Fidelity Go among several robo accounts and did not like it, then moved to another robo-advisor where results were significantly better, while still using Fidelity for their own picks.
Reddit · r/fidelityinvestments · 41 days ago
They experimented with Fidelity Go for a while, then removed the account but kept their other accounts at Fidelity and now manage their own investing there.
Reddit · r/fidelityinvestments · 41 days ago
They tried Fidelity Go about a year ago with spare money to compare against their own picks, found nothing impressive, and say their manual investments did better over the same period.
Reddit · r/fidelityinvestments · 41 days ago
They opened Fidelity Go for their HSA, did not love it, and struggled to move it back to a self-managed HSA, being told only part of the account could be transferred and unable to close it.
Reddit · r/Schwab · 46 days ago
They have used Schwab Intelligent Portfolios for four years with solid gains and like that it does tax harvesting painlessly, but find it conservative and note their own mutual funds did better.
Reddit · r/Schwab · 47 days ago
They have been with Schwab Intelligent Portfolios since it launched and say it beats anything they built themselves, with automatic rebalancing and tax loss harvesting.
Reddit · r/Schwab · 47 days ago
They put roughly half of their non-IRA money in Schwab Intelligent Portfolios about five years ago as a test against their regular index account, and say it does quite well and handles taxes.
Reddit · r/Schwab · 47 days ago
They used Schwab Intelligent Portfolios for years in taxable accounts and it performed wonderfully, but harvesting stopped working as gains grew, leaving a tax bomb that needed their Schwab advisor to turn it off.
Reddit · r/Schwab · 48 days ago
They have used Schwab Intelligent Portfolios for about four years and like it, running several separate buckets each set to its own risk level.
Reddit · r/Schwab · 48 days ago
They set up a moderately aggressive Schwab Intelligent Portfolios account a few years ago and still keep it. Performance seems reasonable but not stellar, though tax loss harvesting keeps realized gains minimal.
Reddit · r/Schwab · 48 days ago
They hold one of their wife's IRAs in Schwab Intelligent Portfolios and are satisfied with the performance, calling it set-and-forget and not world beating but not badly lagging the market.
Reddit · r/Schwab · 48 days ago
They hold a global Schwab Intelligent Portfolios allocation in their IRA at roughly 82 percent stock and report it is up about 60 percent over the last three years.
Reddit · r/investing · 65 days ago
Feels Acorns was ripping them off and is struggling with great difficulty to close the account.
Reddit · r/personalfinance · 66 days ago
Transferred their Acorns holdings to Fidelity and closed the account without owing taxes, although Acorns charged a fee.
Reddit · r/Schwab · 69 days ago
They switched to Schwab Intelligent Portfolios a month ago after growing tired of market swings and report a modest gain so far, along with much lower stress.
Reddit · r/fidelityinvestments · 80 days ago
They opened Fidelity Go as an experiment, saw strong gains since 2024 and plan to stay under the free threshold, but warn about tax implications on selling and a high number of trades that make tax forms busy.