Savings
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 1 review mentioning account frozen Show all
Reddit · r/Banking · Apr 21, 2026
MixedSummary of a Reddit post
They opened a CIT HYSA and funded it by transfer, but the account was closed the next day over a fraud suspicion and the transfer was held for weeks. After escalating, the account was reopened and the funds restored.
Of the 15 reviews with a clear verdict, 13% are positive, 73% mixed and 13% negative. The praise mentioned most is good rate. The most common complaint is rate dropped.
The praise reviewers mention most: good rate (5 reviews), easy to use (1 review) and reliable (1 review). For example: Holds a CIT Platinum Savings account and, when they tried to move a large sum out, was offered a higher rate for twelve months with no strings they could spot, leaving them wondering what the catch was.
The complaints reviewers mention most: rate dropped (4 reviews), buggy app (3 reviews) and account frozen (1 review).
It's how well reviewed CIT Platinum Savings is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Savings. Type: Online tiered savings account. Fees: No account opening or monthly service fees. Rates & rewards: 3.75% APY on balances of $5,000 or more, 0.25% below, as of 2026-10-29. Minimum: $100 to open.
15 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.