Savings
How the signal works ↗Updated 9 NovCompare with CIT Platinum Savings
Reddit · r/personalfinance · Apr 17, 2026
NegativeSummary of a Reddit post
They kept a Synchrony online savings account for ATM withdrawals abroad but found those withdrawals nearly impossible in many countries and the rate lagging, so they are closing it and moving to Fidelity.
Reddit · r/personalfinance · Jan 12, 2026
MixedSummary of a Reddit post
They held a high yield savings account and CDs at Synchrony for slightly better rates than Ally, but left over blocked data aggregators, no Zelle, slow transfers and unresponsive support.
Reddit · r/Banking · Jan 18, 2025
NegativeSummary of a Reddit post
They opened a Synchrony high yield savings account but could not link their local bank as an external account, and support was no help, leaving them worried about moving funds back out.
Reddit · r/CreditCards · Sep 24, 2026
NegativeSummary of a Reddit post
They had a Synchrony high yield savings account and moved their money out after Synchrony closed many of their credit accounts without explanation despite perfect payment history.
Reddit · r/personalfinance · Jan 12, 2026
PositiveSummary of a Reddit post
They have used Synchrony high yield savings since 2018 with no issues, paying cards, loans and mortgage from it, with stable rates and a free money market and checkbook; outgoing transfers can take about three days.
Of the 5 reviews with a clear verdict, 20% are positive, 20% mixed and 60% negative. The praise mentioned most is good rate. The most common complaint is poor support.
The praise reviewers mention most: good rate (1 review), low fees (1 review) and reliable (1 review).
The complaints reviewers mention most: poor support (2 reviews), rate dropped (1 review) and slow transfers (1 review). For example: They had a Synchrony high yield savings account and moved their money out after Synchrony closed many of their credit accounts without explanation despite perfect payment history.
It's how well reviewed Synchrony High Yield Savings is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Savings. Type: Online high-yield savings account. Fees: No monthly fees. Rates & rewards: 3.75% APY (as of Nov 7, 2026; variable). Minimum: No minimum deposit or balance.
5 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.