Savings
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Showing 1 review mentioning low fees Show all
Reddit · r/personalfinance · Jan 12, 2026
PositiveSummary of a Reddit comment
They have used Synchrony high yield savings since 2018 with no issues, paying cards, loans and mortgage from it, with stable rates and a free money market and checkbook; outgoing transfers can take about three days.
Of the 5 reviews with a clear verdict, 20% are positive, 20% mixed and 60% negative. The praise mentioned most is good rate. The most common complaint is poor support.
The praise reviewers mention most: good rate (1 review), low fees (1 review) and reliable (1 review).
The complaints reviewers mention most: poor support (2 reviews), rate dropped (1 review) and slow transfers (1 review). For example: They had a Synchrony high yield savings account and moved their money out after Synchrony closed many of their credit accounts without explanation despite perfect payment history.
It's how well reviewed Synchrony High Yield Savings is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Savings. Type: Online high-yield savings account. Fees: No monthly fees. Rates & rewards: 3.75% APY (as of Nov 7, 2026; variable). Minimum: No minimum deposit or balance.
5 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.