Latest reviews

Reddit · r/personalfinance · 5 days ago

They have used E*TRADE for over two decades with no problems, finding support responsive and accurate the few times they needed it, and they handle most things in the app or on a laptop.

Reddit · r/personalfinance · 6 days ago

They opened an E*TRADE account for a sign-up bonus, had trouble logging in, and found the support agent they called very helpful. They received the bonus afterward.

Reddit · r/personalfinance · 6 days ago

They had never needed customer service until opening E*TRADE, where verification problems and an unverifiable phone number meant a long wait for manual review before getting online access. They say it is fine now.

Reddit · r/fidelityinvestments · 7 days ago

Trades on Fidelity and reports lags, glitches, loading issues and sell orders not filling even when the bid fell below the limit. Calls the platform a big piece of trash for active trading and says he would not use it.

Reddit · r/fidelityinvestments · 7 days ago

Says Fidelity sometimes rejects a second market order for the same stock submitted right after the first because it is too similar to the last one, and that it has been like this for years.

Reddit · r/fidelityinvestments · 8 days ago

They call Fidelity Baskets horrible because some of their positions are stuck in limbo. They were told the engineering team would take about a week to respond.

Reddit · r/TheRaceTo10Million · 10 days ago

A partial transfer out to Robinhood did not work and a call to E*Trade could not explain why; they also believe its margin rate is higher than rivals'.

Reddit · r/fidelityinvestments · 11 days ago

Moved over from Ameriprise intending to self-manage and found the free advisor calls steered toward paid management and skipped their agenda, though the transfer help was good.

Reddit · r/fidelityinvestments · 12 days ago

Meets a free Fidelity advisor about once a year as a DIY investor; the team respects that and has never been pushy.

Reddit · r/investing · 12 days ago

Chose Fidelity to move their Roth from E-Trade and says they are very glad they did.

Reddit · r/fidelityinvestments · 13 days ago

Long-time Fidelity customer who does not use its management services and meets the free advisor twice a year; finds him helpful and not pushy about selling anything.

Reddit · r/fidelityinvestments · 13 days ago

Says the Fidelity advisor pushed hard to move their 401k into a managed account for a larger fee and kept calling afterwards, leaving a poor impression.

Reddit · r/investing · 13 days ago

Has a Roth with Fidelity and Robinhood; says Fidelity is great but its only real benefit for them has been being able to call someone, and they have called just once in eight years.

Reddit · r/investing · 13 days ago

Keeps all tax-advantaged accounts at Fidelity and a brokerage at E-Trade, saying E-Trade has the best interface but Fidelity's customer service is far better and it would be the one choice.

Reddit · r/investing · 13 days ago

Recently moved from Robinhood to Fidelity, finding Robinhood's UI much better and still using its app, but preferring Fidelity for its wide range of fund options.

Reddit · r/investing · 13 days ago

Praises Fidelity for international markets, fractional shares, good support and a decently good UI, saying it now handles most of their banking for functional purposes.

Reddit · r/investing · 13 days ago

Consolidated everything to Fidelity, finding Schwab fine but liking Fidelity's interface better.

Reddit · r/investing · 13 days ago

Has used all three of Fidelity, Robinhood and Schwab and rates Fidelity by far the best, loving its UI, low and no cost funds, customer support and ease of setting things up.

Reddit · r/investing · 14 days ago

A former dedicated Schwab user who now finds Fidelity just better, citing cash swept into higher-yield T-bill equivalents and full dollar-amount limit orders, while saying Schwab representatives are smarter.

Reddit · r/investing · 14 days ago

Uses both Schwab and Fidelity and finds Schwab's interface better, since Fidelity needs several refreshes after a trade and lacks a combined account summary with allocation percentages, though Fidelity automatically invests cash.

Reddit · r/investing · 14 days ago

Uses both Schwab and Fidelity and finds Fidelity edges ahead in UI experience and total package, being low friction and powerful once learned, with everything from fractional stocks to T-bills, Roths, 401ks and HSA in one place.

Reddit · r/fidelityinvestments · 16 days ago

Switched to Robinhood six months ago and finds support fine: a requested call comes within a minute and the rep is helpful.

Reddit · r/Schwab · 18 days ago

Notes that buying Irish-domiciled ETFs through Schwab International requires calling the global desk and paying a per-trade fee, though they still prefer Schwab to IBKR.

Reddit · r/Schwab · 18 days ago

Could not get the global desk's per-trade fee waived even as a private client and found it ridiculous.

Reddit · r/M1Finance · 20 days ago

Fractional shares and low borrow rates were worthwhile advantages, and transferring everything out proved easy, though hefty fees charged on exit were covered by the receiving brokerage.

Reddit · r/Schwab · 23 days ago

Does not want to spend time squeezing a few extra cents but values that Fidelity's automatic cash sweep earns hundreds of times more than Schwab's 0.01% with no effort.

Reddit · r/Schwab · 23 days ago

Uses a Fidelity CMA like checking and calls the auto sweep the most important feature, since two to three months of expenses now earn interest instead of sitting idle while staying liquid.

Reddit · r/Schwab · 23 days ago

Says Fidelity fails biometric login and makes them redo it now and then, whereas they never had a problem at Schwab, and sees the lack of auto sweep as the one thing Fidelity does better.

Reddit · r/fidelityinvestments · 24 days ago

After two weeks and over ten hours E*Trade could not transfer an inherited IRA from a Morgan Stanley managed account, Fidelity completed it seamlessly in two days with a knowledgeable agent.

Reddit · r/investing · 25 days ago

They tried Webull for margin borrowing and found its Premium accounts offer lower rates than Interactive Brokers, but say they are not impressed with the broker at all so far.

Reddit · r/investing · 25 days ago

Tried the desktop platforms for six weeks and found the interface chaotic, while rating the company and its execution as excellent.

Reddit · r/investing · 25 days ago

Holds accounts at both Fidelity and IBKR and prefers IBKR for global trading and reporting.

Reddit · r/MerrillEdge · 26 days ago

The interface looks straightforward, phone support reps have been really nice, and the account came with checks and a black and gold check cover.

Reddit · r/MerrillEdge · 27 days ago

Long-standing Roth IRA was abruptly closed over an unupdated profile, triggering early withdrawal taxes and mailing a check to an old address.

Reddit · r/personalfinance · 28 days ago

They opened a Roth IRA at M1 by rolling over an old 401(k) and picked a premade model pie, then kept contributing. They are unhappy with the modest first-year performance and note the model pie cannot be edited.

Reddit · r/personalfinance · 29 days ago

They were fine with Merrill Edge until a backdoor Roth conversion, when Merrill insisted on leaving a small minimum in the traditional IRA or closing it. They are now considering moving their money away.

Reddit · r/etrade · 30 days ago

Closing an inactive account and transferring the remaining balance drags on for months despite forty-minute security verification calls.

Reddit · r/fidelityinvestments · 30 days ago

Long-time clients with a supposed advisor and team who never contacts them; zero contact is the worst experience in about 40 years with Fidelity.

Reddit · r/Bogleheads · 31 days ago

Calls Fidelity's app absolute garbage compared with Robinhood's and is happy using Robinhood's Gold card and the 3% Roth match instead, saying Reddit is very anti-Robinhood.

Reddit · r/fidelityinvestments · 31 days ago

A customer since the 1990s who noticed a terrible drop in service after being dropped from the Private Client Group, with questions unanswered and promised callbacks that never came.

Reddit · r/fidelityinvestments · 31 days ago

Moved six accounts to Fidelity over two years, starting with an old 401k, finds the staff extremely helpful and the website among the best, and earns 2% on a Fidelity credit card for household spending.

Reddit · r/fidelityinvestments · 31 days ago

Says Fidelity's phone support is amazing, with knowledgeable, friendly reps, in stark contrast to the employer 401k at Vanguard where support is uninformed and gives a run-around.

Reddit · r/Bogleheads · 32 days ago

Treats Fidelity as the primary brokerage they hope never to leave and has used the Fidelity 2% card as their main card for about a decade; tried the Robinhood Gold card for a few months and found Robinhood improved over the horror stories.

Reddit · r/Bogleheads · 32 days ago

Switched most accounts from Fidelity to Robinhood, using the Gold card as the main credit card, because they find the Robinhood UI much easier to use and so easier to keep contributing money.

Reddit · r/investing · 32 days ago

Uses Fidelity for ESPP and personal accounts with basic stock sales at zero cost online.

Reddit · r/fidelityinvestments · 33 days ago

After transferring money into a brokerage account from an old work account, got a call the same day from a Salt Lake City advisor who has kept in contact since; calls it pretty good service.

Reddit · r/fidelityinvestments · 33 days ago

First call to Fidelity on a Sunday afternoon reached a human who resolved the issue quickly and even gave a direct number for further help that day.

Reddit · r/fidelityinvestments · 33 days ago

Thinks Fidelity service beats Robinhood and Coinbase and is near Schwab, but at times got incorrect information and had to call several times to resolve a problem or two.

Reddit · r/fidelityinvestments · 33 days ago

Fidelity was always helpful and they moved most things over, but bad and conflicting information before and after a move was only clarified by a supervisor while secure messages went unanswered.

Reddit · r/fidelityinvestments · 33 days ago

Moved from Schwab for a rep available anytime, but the advisor grew unhelpful with vague answers and later pushed an SMA three times after being told they were not interested, so they moved to a fee-based fiduciary.

Reddit · r/fidelityinvestments · 34 days ago

Brand new to investing, a Fidelity rep spent 45 minutes explaining sectors, index funds versus mutual funds versus ETFs and diversification and walked them through the website; years later they use it easily.

Reddit · r/fidelityinvestments · 34 days ago

Rating Fidelity's service 11/10 for a clear US-based call about rolling an old 401k into a Fidelity IRA, versus the old provider ADP whose overseas rep was hard to understand.

Reddit · r/fidelityinvestments · 34 days ago

Called about a retirement account and the agent was extremely helpful and friendly, apologized for questions she could not answer, and stayed on the line 20 to 25 minutes, unlike the previous plan provider.

Reddit · r/fidelityinvestments · 34 days ago

Self-manages accounts at Fidelity, finds the website easy with excellent reports, research and learning areas, and a recent advisor appointment was knowledgeable, courteous and helpful.

Reddit · r/fidelityinvestments · 34 days ago

Generally happy with Fidelity support but has learned not to take it as gospel after being told things in error, and says second-tier help is hard to reach.

Reddit · r/fidelityinvestments · 34 days ago

Support and ops were great about researching an unexplained old transfer fee, but the advisor they were sent to belittled their Boglehead investing strategy.

Reddit · r/fidelityinvestments · 34 days ago

Moved IRA, brokerage and HSA to Fidelity three years ago to keep them together, likes the interface, has not needed help, and helped their daughter open a Roth IRA there.

Reddit · r/fidelityinvestments · 34 days ago

Has never had an issue Fidelity could not resolve, likes the cash back card integration with the CMA and the brokerage sweep, and that cash held as put collateral keeps earning interest; wishes it had API access.

Reddit · r/fidelityinvestments · 34 days ago

After a parent's death it took over a month, two visits to different Fidelity offices and countless calls and emails to transfer an IRA to them, so they are moving it to another company.

Reddit · r/fidelityinvestments · 35 days ago

Uses Schwab for limited margin in a Roth IRA, extended-hours order entry and Zelle, while preferring Fidelity's nightly cash sweep.

Reddit · r/etrade · 38 days ago

Dealings with staff were chaotic: a deposit was pushed before arranging an advisor call, a promised advisor went silent, a manager hung up on them, and a fee to move a custodial account out would not be waived.

Reddit · r/Bogleheads · 38 days ago

Keeps their investments at the broker and says they never give it a second thought, noting it has been stable for decades.

Reddit · r/M1Finance · 39 days ago

Holds a Roth, main brokerage and a 401k rollover, and moving extra cash in from a credit union account is easy enough not to worry about.

Reddit · r/personalfinance · 40 days ago

Has Schwab for decades and Fidelity a few years for its CMA, likes Fidelity's interface better, and finds Schwab's 24/7 service and nearby office good too.

Reddit · r/fidelityinvestments · 41 days ago

They use a self-directed (manual) Fidelity account rather than the Go robo-advisor and report that it has been great for them, with zero problems so far.

Reddit · r/personalfinance · 41 days ago

Hates the Fidelity 403b interface: exchanging between funds shows a table with abbreviated names and no symbols and confirming opens pop-ups, and they already messed up one redistribution.

Reddit · r/personalfinance · 45 days ago

Fidelity is their least favorite of three brokers; a fraudulent debit charge on the cash account took months to recover and support was rude and bad on other calls, until they wrote the executive office.

Reddit · r/personalfinance · 45 days ago

Keeps most money at Vanguard but prefers Fidelity because it allows recurring and fractional investing in any fund or ETF, whereas Vanguard forces manual orders outside its own products.

Reddit · r/personalfinance · 45 days ago

Deposit was held for a month after being told three days, with support unable to help and many others reporting similar holds, which pushed them to choose Vanguard.

Reddit · r/personalfinance · 45 days ago

Praises Fidelity customer service, saying they reach a real person on the phone within five minutes every time.

Reddit · r/investing · 57 days ago

They opened Webull a few years ago for a free fractional-share promo, later opened a Roth IRA there, and now buy VTI weekly with dividend reinvestment, though they are unsure after seeing mixed reviews.

Reddit · r/Bogleheads · 57 days ago

Consolidated all investments into Vanguard for simplicity and likes it.

Reddit · r/Bogleheads · 57 days ago

Has kept personal IRAs and brokerage accounts at Vanguard and finds its online interface just OK, similar to Fidelity's.

Reddit · r/fidelityinvestments · 58 days ago

Almost 30 years as a customer, account locked for three months when trying to withdraw.

Reddit · r/Bogleheads · 67 days ago

Pays most bills from a Fidelity CMA but has the paycheck go to a local bank for branch services and a backup, moving money to Fidelity once a month.

Reddit · r/etrade · 68 days ago

Two stints with a taxable account and an IRA have gone without issues, with easy transfers from an outside bank and a smooth 401k rollover into the IRA.

Reddit · r/Bogleheads · 68 days ago

Has a Vanguard IRA and a Fidelity 401k, and also opened a Fidelity CMA and brokerage account because they value Fidelity's customer service.

Reddit · r/Bogleheads · 68 days ago

Has been consolidating E*Trade and Fidelity brokerages into Fidelity, partly after learning how hard inheritors found getting money out of E*Trade, and likes the simplicity.

Reddit · r/Bogleheads · 68 days ago

Has retirement accounts at Fidelity and Ally, generally prefers the Fidelity platform, but finds Fidelity's fees for some mutual funds such as Vanguard and Dodge & Cox exorbitant compared with free at Ally.

Reddit · r/Bogleheads · 68 days ago

Started a Roth IRA at Vanguard but opened one at Fidelity because planned conversions and having a brick-and-mortar office to visit if needed has value to them.

Reddit · r/etrade · 69 days ago

Debit card was declined about 70 percent of the time even for basic purchases like gas, and the accounts were frozen nearly every other week, including once after a PayPal flag, leaving no emergency access to money.

Reddit · r/Bogleheads · 70 days ago

They keep their assets at Merrill mainly for the elevated Bank of America credit card rewards perks and would not trade that for a Robinhood transfer bonus, citing Robinhood's weak customer service.

Reddit · r/Bogleheads · 70 days ago

They moved their assets to Robinhood for a large transfer bonus and say it was totally worth it.

Reddit · r/Schwab · 70 days ago

Moves money in and out of a money market fund daily around purchases in their Schwab IRAs without fees and finds Schwab chat support great.

Reddit · r/Bogleheads · 72 days ago

Has used both Merrill and Fidelity and likes Fidelity better, including that it allows trading fractional shares.

Reddit · r/Bogleheads · 72 days ago

Calls Fidelity awesome, praising the analysis tools, monthly statements, exceptional ease of use and fast transfers.

Reddit · r/Bogleheads · 72 days ago

Uses Vanguard, Fidelity, Schwab and Robinhood and likes Fidelity's UI best by far, holding T-bills, money market funds and IRAs there; says Robinhood is easiest to start with but layered with prediction markets and ads.

Reddit · r/Bogleheads · 72 days ago

Has used Robinhood, Webull, Betterment and Fidelity and says Fidelity all the way.

Reddit · r/Bogleheads · 72 days ago

Likes Fidelity's customization options, being able to link multiple accounts, and a clean user-friendly interface, though disliked the FullView changes; hopes Fidelity keeps responding to community feedback.

Reddit · r/Bogleheads · 72 days ago

Has used Vanguard, Fidelity, Schwab and Merrill and rates Fidelity's interface best, and has been happy with Fidelity's phone customer service whenever they have called.

Reddit · r/Bogleheads · 72 days ago

Likes Fidelity well enough, but its app stopped letting them log in a few months ago and some interfaces are frustrating, though they managed to link and label most accounts.

Reddit · r/dividends · 73 days ago

Automated pie investing is easy, though there is a sign-in glitch and it invests every deposit unless a minimum cash holding is set.

Reddit · r/Schwab · 74 days ago

Plans to move all Fidelity assets to Schwab after finding administrative tasks a nightmare, with reps giving different answers each time, the back office dropping the ball, and archaic manual forms as power of attorney.

Reddit · r/Bogleheads · 76 days ago

Uses Fidelity because their dad does and really likes the interface, though not enough to move everything over from Vanguard.

Reddit · r/Bogleheads · 76 days ago

Spent about eight months at Schwab but went back to Fidelity because Schwab would not automate ETF and stock investing and limited fractional shares to the S&P 500; likes Fidelity for set-and-forget investing.

Reddit · r/Bogleheads · 76 days ago

Joined Vanguard, then moved to Schwab and found it could not do fractional shares, then moved to Fidelity, which they call the king.

Reddit · r/Bogleheads · 76 days ago

Opened an account with Schwab first but disliked buying ETFs in whole shares, so opened one at Fidelity instead.

Reddit · r/Bogleheads · 76 days ago

Uses Fidelity for everything except a bill-paying checking account and HYSA, including 401k, Roth IRA, HSA, taxable brokerage and Cash Management, buying Vanguard funds inside those accounts.

Reddit · r/fidelityinvestments · 77 days ago

Was locked out of Fidelity for six weeks, lost money as a result, and split investments across two brokerages afterwards.

Reddit · r/fidelityinvestments · 77 days ago

Employer direct deposits were held two weeks in a row in the CMA, tying up thousands of dollars, so they returned to a real bank for spending.

Reddit · r/fidelityinvestments · 78 days ago

Called after hours about a possible phishing message and Fidelity locked all accounts and cards, cancelled pending bill payments and gave different answers on every follow-up call.

Reddit · r/fidelityinvestments · 78 days ago

Moved cash out because Fidelity's money market options trail Vanguard's (FDLXX about 3.3% versus VUSXX 3.7%) but keeps all non-workplace accounts there.

Reddit · r/fidelityinvestments · 78 days ago

Loves Fidelity but was locked out for two weeks during an investigation, which was nerve-wracking and is why they keep some money separate.

Reddit · r/fidelityinvestments · 78 days ago

Uses Fidelity for brokerages, IRAs, 401k, CMA, credit card and 529, after trying the other major players, and has been a happy customer for years.

Reddit · r/fidelityinvestments · 78 days ago

Was erroneously banned from Fidelity and still has not been reinstated, so would be reluctant to consolidate on its platform.

Reddit · r/fidelityinvestments · 78 days ago

Calls the cash management account the best interest-bearing checking they have found, loves the 2% credit card and debit card ATM reimbursement; only gripe is some cards will not debit from it.

Reddit · r/fidelityinvestments · 78 days ago

Had Fidelity as a one-stop shop for years until it rolled out a 20-day hold with no prior notice, which showed it was no longer customer-service aligned.

Reddit · r/fidelityinvestments · 78 days ago

Has used many platforms through work 401ks and favors Fidelity by far, with a local investor office nearby; Chase as a backup account is much worse in interface and policies.

Reddit · r/fidelityinvestments · 78 days ago

Uses Fidelity for nearly everything across about ten accounts, recommends it to family and beginners, says it does everything well and easily, and has zero complaints.

Reddit · r/fidelityinvestments · 78 days ago

Finds Fidelity phenomenal with a CMA for checking, brokerage, 401k, HSA and RSU accounts; app is a bit confusing but idle cash earns interest, so no separate savings account.

Reddit · r/fidelityinvestments · 78 days ago

Uses Fidelity and Vanguard; Fidelity won them over by dramatically improving its platform over 10 years and adding zero-cost index funds.

Reddit · r/Daytrading · 79 days ago

Prefers it to E*TRADE, Schwab, IBKR and Robinhood for momentum trading, citing customizable hotkeys, order offsets, sub-one-minute charts and being the most forgiving on volatile stocks.

Reddit · r/fidelityinvestments · 80 days ago

An experienced options trader says a market order on an illiquid option filled far below the bid shown in the Fidelity app, and Fidelity support would not reverse it, so they advise always using limit orders.

Reddit · r/M1Finance · 81 days ago

Great set-and-forget brokerage alongside Schwab, though pooling dividends across the whole pie instead of reinvesting directly into the paying stock is annoying.

Reddit · r/fidelityinvestments · 81 days ago

They currently use M1 Finance and praise the interface and the pie concept, but are frustrated that it only trades in two windows a day. They are considering moving their IRA to Fidelity for baskets.

Reddit · r/Bogleheads · 82 days ago

Retitled a joint taxable Vanguard account into a trust and found it a simple, logical process with no issues.

Reddit · r/Bogleheads · 82 days ago

Has trusts at Vanguard and found them no hassle to set up.

Reddit · r/Bogleheads · 82 days ago

Has several trusts at Vanguard and says it has been nothing but easy, including using a trust account as escrow for an estate.

Reddit · r/Bogleheads · 82 days ago

Left Vanguard after changing a trustee on a special-needs trust account meant hoop after hoop of shifting requirements and a rejected notarization.

Reddit · r/Bogleheads · 82 days ago

As trustee of trusts with Vanguard accounts reports no problems specific to the trust accounts.

Reddit · r/Bogleheads · 83 days ago

Likes Fidelity's money transfer lock against ACATS fraud but dislikes that it blocks outbound ACH transfers too, and wonders whether using Fidelity as their main account is wise.

Reddit · r/Bogleheads · 83 days ago

Says much is missing from the Fidelity app and it keeps getting worse as the company changes it, so they just use the desktop site.

Reddit · r/Bogleheads · 83 days ago

Locking an HSA with Fidelity's transfer lock earlier this year blocked reimbursing themself from the HSA with an unhelpful error.

Reddit · r/Bogleheads · 84 days ago

Found the in-kind transfer from Betterment to Fidelity incredibly easy, though it left nearly 28 funds to simplify.

Reddit · r/fidelityinvestments · 85 days ago

They trialed Fidelity Baskets to manage ETFs across several accounts but will not renew. They found it unintuitive, disconnected from the rest of the app and harder than doing the allocation math themselves.

Reddit · r/investing · 86 days ago

They self-manage their portfolio on the Merrill platform and like its research and technical analysis tools. They also mention a tab of Merrill's preferred ETFs.

Reddit · r/investing · 87 days ago

They dropped their Merrill advisor and now hold a single index ETF in both their Roth IRA and brokerage at Merrill Edge. They note there are no fractional ETF purchases, so leftover cash gets swept into a mutual fund.

Reddit · r/investing · 87 days ago

They keep a balance at Merrill only to qualify for a Preferred Rewards tier, which they say was recently made worse. They found the limits on what can be bought restrictive and ignore the advisors' sales calls.

Reddit · r/investing · 87 days ago

Likes Fidelity, especially its customer service, but says Robinhood has a better app and offers extras such as rollover matches, IRA match and a 3% flat credit card that make it hard to leave.

Reddit · r/Schwab · 88 days ago

Has never had a problem with Schwab as a long-term holder and is happy with it after liking TD fine.

Reddit · r/Schwab · 88 days ago

Has used Schwab for nearly twenty years without issues.

Reddit · r/Schwab · 88 days ago

Has never had issues and loves the interface.

Reddit · r/Schwab · 88 days ago

Reports the website breaking weekly since 2019 with wrong pricing, pages not loading and broken account values, though thinkorswim is the one good thing.

Reddit · r/Schwab · 88 days ago

Says sale prices often print below the day's low, with explanations that don't satisfy, and the trading page was down at the open.

Reddit · r/investing · 90 days ago

Says they never received any real money from the 3% IRA match, only green numbers in the app.

Reddit · r/Schwab · 93 days ago

Is irritated that Schwab only automates mutual funds, forcing weekly manual ETF purchases, so keeps investments at Fidelity while doing research at Schwab.

Reddit · r/Schwab · 93 days ago

Finds Schwab far behind on basic features such as automatic purchases and a performance-by-asset chart.

Reddit · r/fidelityinvestments · 94 days ago

They use Fidelity baskets across several of their accounts with few issues and find it much easier to balance and add money to rebalance in taxable accounts. They hold plain ETFs, which keeps things simple.

Reddit · r/fidelityinvestments · 95 days ago

They use Fidelity Basket Portfolios inside their Fidelity brokerage account and say it works fine for them. They report it saves them a lot of time whenever they invest.

Reddit · r/fidelityinvestments · 95 days ago

They hit a bug in Fidelity Baskets where one basket would not save ticker changes and recurring investments kept buying unwanted stocks. Support called baskets a niche product, and they are now looking at alternatives.

Reddit · r/investing · 95 days ago

Finds Vanguard's service terrible now, especially for getting money out, with a 401k transfer taking two months as Vanguard kept changing things.

Reddit · r/investing · 95 days ago

Reports poor customer service experiences at Vanguard.

Reddit · r/investing · 95 days ago

Cannot recommend Vanguard after a SEP IRA transfer into a company 401k sat for over a month, calling the process ridiculous with terrible service and poor communication.

Reddit · r/personalfinance · 98 days ago

They left their Webull account unused for years, found the app complicated and unintuitive, and could not close it because of a delisted stock; support tickets only got copy-pasted bot replies.

Reddit · r/personalfinance · 98 days ago

They contrast their Webull trouble with the one time they had a problem at Robinhood, when a live support person answered within seconds and fixed it within minutes.

Reddit · r/M1Finance · 99 days ago

Most bills are now paid from it, Smart Transfers top up the account within about 15 minutes, and Venmo and PayPal work seamlessly, while debit swipes, ATM, cash and check deposits and Zelle still need other institutions.

Reddit · r/Schwab · 99 days ago

Says Schwab has top-tier customer service and would call them to walk through a transfer.

Reddit · r/personalfinance · 101 days ago

They hold individual stocks at E*TRADE for shareholder perks because it integrates with the perk platforms better than Fidelity, where they keep most of their retirement funds.

Reddit · r/personalfinance · 102 days ago

They chose Vanguard and have no complaints; they note its app and website lag behind in updates but say they have had no trouble using it.

Reddit · r/Bogleheads · 102 days ago

Has had nothing but good experiences, including chat support that talked them through a backdoor Roth.

Reddit · r/Bogleheads · 103 days ago

Left Fidelity within a week for Schwab and three years later is very pleased with the decision.

Reddit · r/Bogleheads · 103 days ago

Has been with Schwab for over 15 years with consistently great customer service experiences.

Reddit · r/Bogleheads · 103 days ago

Satisfied Schwab customer for over 30 years, praising the website, top-notch customer service and helpful local branch staff.

Reddit · r/Bogleheads · 103 days ago

Dropped Vanguard and Fidelity over service and says Schwab hands down has the best customer service.

Reddit · r/Bogleheads · 103 days ago

Moved Vanguard mutual funds to Schwab without trouble, and Schwab reimbursed the exit fee charged by the previous firm.

Reddit · r/M1Finance · 105 days ago

Using it since it launched, automated rebalancing made it easy to teach a daughter about investing, and adding money to the pie directs it to the stocks that are currently down, which they love.

Reddit · r/Bogleheads · 105 days ago

Uses IBKR from the Netherlands and is happy with it.

Reddit · r/Bogleheads · 106 days ago

Moved most investments to IBKR after returning to Europe, finding the asset transfer easy and quick, cost basis backfilled within a week, and cash withdrawals working well.

Reddit · r/MerrillEdge · 108 days ago

Used mainly to keep Bank of America rewards qualification; as a self-directed brokerage it is fine, with Schwab's interface preferred, though for few transactions they are all really the same.

Reddit · r/Bogleheads · 109 days ago

They used Merrill for a long time and still keep an account for the credit card points bonus. They find the Automatic Investment Plan fund selection limited with poor expense ratios, so they buy by hand each quarter.

Reddit · r/Bogleheads · 110 days ago

Found moving trust assets through Vanguard's Change of Ownership department a difficult experience and recommends naming beneficiaries to avoid it.

Reddit · r/Bogleheads · 110 days ago

Settling a parent's estate, found the Vanguard accounts with named beneficiaries super easy, needing only a death certificate and beneficiary details, versus a harder trust.

Reddit · r/Bogleheads · 110 days ago

As executor twice, found Vanguard's transfer-on-death process painless and quick, with Vanguard walking beneficiaries through it.

Reddit · r/investing · 117 days ago

They hold investments at M1 alongside Fidelity and like M1 for its pies. The restriction to a single joint account is why their other accounts live at Fidelity, and they would consolidate there if needed.

Reddit · r/Bogleheads · 117 days ago

They keep their Roth IRA at Fidelity and are a big fan of its zero-expense-ratio index funds, which they use as core holdings.

Reddit · r/Bogleheads · 117 days ago

Switched to Fidelity Full View a few years ago when Mint shut down and finds it pretty good, with nice retirement planning tools.

Reddit · r/Bogleheads · 117 days ago

Finds Fidelity Full View rarely accurate, particularly in how it classifies Robinhood investments.

Reddit · r/Bogleheads · 117 days ago

Seconds Fidelity Full View, which is free to Fidelity customers, and says it works really well for the retirement planning needs of a couple across more than ten financial accounts.