Latest reviews

Reddit · r/CreditCards · 2 days ago

Uses it as their gas card, earning the boosted 6% in their chosen category during the first year.

Reddit · r/CreditCards · 2 days ago

Upgraded from the Blue Cash Everyday after years and keeps the Preferred because groceries are their biggest spend, paying in full each month so the fee is outweighed.

Reddit · r/CreditCards · 2 days ago

Product-changed a Quicksilver Visa to a Savor and reports it still shows as a Visa in the app.

Reddit · r/fidelityinvestments · 3 days ago

Suggests the Fidelity card for recurring expenses but says a dispute over a counterfeit item bought with it did not help and sided with the seller.

Reddit · r/CreditCards · 3 days ago

Calls the Cash+ a card you can age with and says earning 5% back on utility bills is their favorite bonus of all their cards.

Reddit · r/CreditCards · 3 days ago

Keeps it as their one cash back card, hand-picking a single category each cycle and putting nothing else on it, and notes it is no longer open to new applicants.

Reddit · r/ynab · 4 days ago

Has begun using the Apple Card for most purchases with Daily Cash flowing into the Apple savings account, and tracks the small amounts in their budget.

Reddit · r/CreditCards · 5 days ago

Likes their Blue Cash Everyday and uses it at Walmart where their Savor does not earn 3%, and describes the pairing of the two as a great combo.

Reddit · r/CreditCards · 5 days ago

Owns both the Savor and Autograph; in Japan the Savor earns 3% almost constantly, with a rare miscoding of a restaurant near them as merchandise.

Reddit · r/CreditCards · 5 days ago

Found that Wells Fargo caps how often the card can be paid from an outside bank each month, about seven times for them, after which payment has to be made by phone.

Reddit · r/fidelityinvestments · 5 days ago

Holds the Fidelity credit card but cannot find a running balance after each transaction in the app or website, unlike other issuers.

Reddit · r/CapitalOne · 7 days ago

They have had the Quicksilver since their credit repair days over a decade ago but rarely use it, calling the limit too low and the interest too high. They keep it in a safe with a small monthly charge to avoid closure.

Reddit · r/CapitalOne · 9 days ago

After a first-ever returned payment on a Quicksilver held for ten years, they called right away and were told the account would not be closed, though online stories left them worried.

Reddit · r/amex · 9 days ago

After weighing a targeted upgrade, concluded the Everyday card with no annual fee suits their grocery spending better than the Preferred.

Reddit · r/CapitalOne · 11 days ago

They were approved for Quicksilver and received the card, but the account was restricted for weeks over identity verification while living abroad. Repeated document submissions were rejected without a clear explanation.

Reddit · r/CapitalOne · 11 days ago

They opened a Quicksilver expecting a sign-up bonus after meeting the spend requirement, never received it, and support told them there is no bonus on their version of the card.

Reddit · r/CapitalOne · 11 days ago

They have seen their Quicksilver limit raised several times, first unprompted when they carried higher balances and later by requesting an increase every six months, without a hard pull.

Reddit · r/CapitalOne · 11 days ago

After several denied credit line requests for a new account, their Savor limit was finally increased once the account had aged.

Reddit · r/CreditCards · 12 days ago

They only recently realized Active Cash cash back converts to points one to one and regret having kept using their Citi Double Cash or Apple Card, praising the travel, gas and food earning.

Reddit · r/CapitalOne · 12 days ago

Converted an older Platinum to the regular Quicksilver about four years ago and likes the no annual fee and 1.5% cash back, though a second conversion left them holding duplicate cards they do not need.

Reddit · r/CapitalOne · 12 days ago

They have held their Quicksilver for years without any credit limit increase, in contrast to their Discover cards, which raise the limit readily.

Reddit · r/CapitalOne · 12 days ago

They started with a Platinum that was upgraded to Quicksilver, alongside a Savor, and have never paid interest by paying the statement balance. They use it lightly and may leave it in a drawer with a small recurring purchase.

Reddit · r/CreditCards · 12 days ago

Has used the card with Sam's Club and Walmart apps for about four years and finds it earns the online rate only about half the time, with workarounds like physical gift cards.

Reddit · r/CreditCards · 12 days ago

Tried many checkouts and Walmart locations with Walmart Pay and could not find a pattern for when the card codes the purchase as online.

Reddit · r/CreditCards · 12 days ago

Got the Cash+ and spent six months cycling spend to use it for utilities; says the rewards calculations had to be fixed by calling in but it was worth the effort.

Reddit · r/CreditCards · 12 days ago

Uses the quarterly 5% utilities category but does not earn it on their water bill because it is coded as a government organisation rather than a utility.

Reddit · r/CapitalOne · 13 days ago

They hold the Quicksilver for good credit, like it and want to keep it, and keep receiving emailed offers from Capital One to product change to the Savor.

Reddit · r/CapitalOne · 13 days ago

They had a fraudulent charge on their Quicksilver card and say fraud only ever happens on their Capital One cards, including debit cards they do not use, which they had disabled.

Reddit · r/CreditCards · 13 days ago

Runs the Everyday card alongside a Savor and finds the pair easy to manage, though it is not good for use abroad.

Reddit · r/CapitalOne · 14 days ago

They have held their Quicksilver for over 15 years as their first real card and still keep it, now using it only for retail discounts and cash back while travel goes on airline and hotel cards.

Reddit · r/CapitalOne · 15 days ago

They had this card closed along with their other Capital One cards after one bounced autopay following surgery, even though they fixed and remade the payment right away.

Reddit · r/CapitalOne · 15 days ago

They had this card closed along with their other Capital One cards after one bounced autopay following surgery, even though they fixed and remade the payment right away.

Reddit · r/CapitalOne · 15 days ago

They were repeatedly flagged as fraudulent despite sending ID and a face scan, eventually closed the card, and saw the remaining balance pulled from their linked bank account.

Reddit · r/CreditCards · 15 days ago

They started on a secured Quicksilver in 2024 that graduated to a regular card, but only got one small limit increase later and barely uses it, calling it a nothing card.

Reddit · r/CapitalOne · 15 days ago

They activated a new Quicksilver and about six days later it still did not appear in their online dashboard, leaving them unable to pay for a purchase already made on the card.

Reddit · r/CapitalOne · 15 days ago

They were approved for a Savor as their second Capital One card and found it odd that it did not appear in their account right away, unlike other issuers that add new cards automatically.

Reddit · r/CreditCards · 15 days ago

Loves the Everyday card and calls the monthly Hulu and Disney credit awesome.

Reddit · r/CapitalOne · 16 days ago

They struggled to add their Capital One cards to a new iPhone and Watch; the Quicksilver only worked on the phone after many support calls that offered no real fix beyond waiting 30 days.

Reddit · r/CreditCards · 16 days ago

Got the card for no foreign fees and 3% at Exxon Mobil, but a recent Mobil app payment earned only 1%; support said it was ineligible without a clear reason, and they have since closed the card.

Reddit · r/CreditCards · 16 days ago

Has the Customized Cash Rewards card but dislikes how Bank of America applies payments and credits compared with Citi, enough to doubt the extra 1% is worth it.

Reddit · r/CreditCards · 16 days ago

Has used the Active Cash for years without any problems, despite some people's dislike of Wells Fargo.

Reddit · r/CreditCards · 17 days ago

The Global Entry credit makes the card worth keeping, and it still sees regular use despite a very low credit limit.

Reddit · r/CapitalOne · 18 days ago

They were alerted to an attempted fraudulent charge on their Discover It card, along with a small one that went through just before, and a replacement card was sent to them.

Reddit · r/CreditCards · 18 days ago

Both spouses use their cards for dining during the first-year promo and are happy with the 6% earn.

Reddit · r/CapitalOne · 19 days ago

One day after approval and before the physical card was even printed, the account was blocked for suspicious activity and required uploading ID and bank verification documents.

Reddit · r/CapitalOne · 19 days ago

They have had ongoing fraud on their Quicksilver for weeks, with recurring charge attempts continuing through several replacement cards. Their card lock kept turning itself off and support could not block the merchant.

Reddit · r/CreditCards · 19 days ago

Holds three of the cards so each can take a quarterly cap of online shopping spend on Amazon.

Reddit · r/ChaseSapphire · 19 days ago

Product change to the Flex took about five minutes.