Latest reviews

Reddit · r/personalfinance · 6 days ago

They have used E*TRADE for over two decades with no problems, finding support responsive and accurate the few times they needed it, and they handle most things in the app or on a laptop.

Reddit · r/personalfinance · 7 days ago

They opened an E*TRADE account for a sign-up bonus, had trouble logging in, and found the support agent they called very helpful. They received the bonus afterward.

Reddit · r/personalfinance · 7 days ago

They had never needed customer service until opening E*TRADE, where verification problems and an unverifiable phone number meant a long wait for manual review before getting online access. They say it is fine now.

Reddit · r/fidelityinvestments · 8 days ago

Trades on Fidelity and reports lags, glitches, loading issues and sell orders not filling even when the bid fell below the limit. Calls the platform a big piece of trash for active trading and says he would not use it.

Reddit · r/fidelityinvestments · 8 days ago

Says Fidelity sometimes rejects a second market order for the same stock submitted right after the first because it is too similar to the last one, and that it has been like this for years.

Reddit · r/fidelityinvestments · 9 days ago

They call Fidelity Baskets horrible because some of their positions are stuck in limbo. They were told the engineering team would take about a week to respond.

Reddit · r/TheRaceTo10Million · 11 days ago

A partial transfer out to Robinhood did not work and a call to E*Trade could not explain why; they also believe its margin rate is higher than rivals'.

Reddit · r/fidelityinvestments · 12 days ago

Moved over from Ameriprise intending to self-manage and found the free advisor calls steered toward paid management and skipped their agenda, though the transfer help was good.

Reddit · r/fidelityinvestments · 13 days ago

Meets a free Fidelity advisor about once a year as a DIY investor; the team respects that and has never been pushy.

Reddit · r/investing · 13 days ago

Chose Fidelity to move their Roth from E-Trade and says they are very glad they did.

Reddit · r/fidelityinvestments · 14 days ago

Long-time Fidelity customer who does not use its management services and meets the free advisor twice a year; finds him helpful and not pushy about selling anything.

Reddit · r/fidelityinvestments · 14 days ago

Says the Fidelity advisor pushed hard to move their 401k into a managed account for a larger fee and kept calling afterwards, leaving a poor impression.

Reddit · r/investing · 14 days ago

Has a Roth with Fidelity and Robinhood; says Fidelity is great but its only real benefit for them has been being able to call someone, and they have called just once in eight years.

Reddit · r/investing · 14 days ago

Keeps all tax-advantaged accounts at Fidelity and a brokerage at E-Trade, saying E-Trade has the best interface but Fidelity's customer service is far better and it would be the one choice.

Reddit · r/investing · 14 days ago

Recently moved from Robinhood to Fidelity, finding Robinhood's UI much better and still using its app, but preferring Fidelity for its wide range of fund options.

Reddit · r/investing · 14 days ago

Praises Fidelity for international markets, fractional shares, good support and a decently good UI, saying it now handles most of their banking for functional purposes.

Reddit · r/investing · 14 days ago

Consolidated everything to Fidelity, finding Schwab fine but liking Fidelity's interface better.

Reddit · r/investing · 14 days ago

Has used all three of Fidelity, Robinhood and Schwab and rates Fidelity by far the best, loving its UI, low and no cost funds, customer support and ease of setting things up.

Reddit · r/investing · 15 days ago

A former dedicated Schwab user who now finds Fidelity just better, citing cash swept into higher-yield T-bill equivalents and full dollar-amount limit orders, while saying Schwab representatives are smarter.

Reddit · r/investing · 15 days ago

Uses both Schwab and Fidelity and finds Schwab's interface better, since Fidelity needs several refreshes after a trade and lacks a combined account summary with allocation percentages, though Fidelity automatically invests cash.

Reddit · r/investing · 15 days ago

Uses both Schwab and Fidelity and finds Fidelity edges ahead in UI experience and total package, being low friction and powerful once learned, with everything from fractional stocks to T-bills, Roths, 401ks and HSA in one place.

Reddit · r/fidelityinvestments · 17 days ago

Switched to Robinhood six months ago and finds support fine: a requested call comes within a minute and the rep is helpful.

Reddit · r/Schwab · 19 days ago

Notes that buying Irish-domiciled ETFs through Schwab International requires calling the global desk and paying a per-trade fee, though they still prefer Schwab to IBKR.

Reddit · r/Schwab · 19 days ago

Could not get the global desk's per-trade fee waived even as a private client and found it ridiculous.

Reddit · r/M1Finance · 21 days ago

Fractional shares and low borrow rates were worthwhile advantages, and transferring everything out proved easy, though hefty fees charged on exit were covered by the receiving brokerage.

Reddit · r/Schwab · 24 days ago

Does not want to spend time squeezing a few extra cents but values that Fidelity's automatic cash sweep earns hundreds of times more than Schwab's 0.01% with no effort.

Reddit · r/Schwab · 24 days ago

Uses a Fidelity CMA like checking and calls the auto sweep the most important feature, since two to three months of expenses now earn interest instead of sitting idle while staying liquid.

Reddit · r/Schwab · 24 days ago

Says Fidelity fails biometric login and makes them redo it now and then, whereas they never had a problem at Schwab, and sees the lack of auto sweep as the one thing Fidelity does better.

Reddit · r/fidelityinvestments · 25 days ago

After two weeks and over ten hours E*Trade could not transfer an inherited IRA from a Morgan Stanley managed account, Fidelity completed it seamlessly in two days with a knowledgeable agent.

Reddit · r/investing · 26 days ago

They tried Webull for margin borrowing and found its Premium accounts offer lower rates than Interactive Brokers, but say they are not impressed with the broker at all so far.

Reddit · r/investing · 26 days ago

Tried the desktop platforms for six weeks and found the interface chaotic, while rating the company and its execution as excellent.

Reddit · r/investing · 26 days ago

Holds accounts at both Fidelity and IBKR and prefers IBKR for global trading and reporting.

Reddit · r/MerrillEdge · 27 days ago

The interface looks straightforward, phone support reps have been really nice, and the account came with checks and a black and gold check cover.

Reddit · r/MerrillEdge · 28 days ago

Long-standing Roth IRA was abruptly closed over an unupdated profile, triggering early withdrawal taxes and mailing a check to an old address.

Reddit · r/personalfinance · 29 days ago

They opened a Roth IRA at M1 by rolling over an old 401(k) and picked a premade model pie, then kept contributing. They are unhappy with the modest first-year performance and note the model pie cannot be edited.

Reddit · r/personalfinance · 30 days ago

They were fine with Merrill Edge until a backdoor Roth conversion, when Merrill insisted on leaving a small minimum in the traditional IRA or closing it. They are now considering moving their money away.

Reddit · r/etrade · 31 days ago

Closing an inactive account and transferring the remaining balance drags on for months despite forty-minute security verification calls.

Reddit · r/fidelityinvestments · 31 days ago

Long-time clients with a supposed advisor and team who never contacts them; zero contact is the worst experience in about 40 years with Fidelity.

Reddit · r/Bogleheads · 32 days ago

Calls Fidelity's app absolute garbage compared with Robinhood's and is happy using Robinhood's Gold card and the 3% Roth match instead, saying Reddit is very anti-Robinhood.

Reddit · r/fidelityinvestments · 32 days ago

A customer since the 1990s who noticed a terrible drop in service after being dropped from the Private Client Group, with questions unanswered and promised callbacks that never came.

Reddit · r/fidelityinvestments · 32 days ago

Moved six accounts to Fidelity over two years, starting with an old 401k, finds the staff extremely helpful and the website among the best, and earns 2% on a Fidelity credit card for household spending.

Reddit · r/fidelityinvestments · 32 days ago

Says Fidelity's phone support is amazing, with knowledgeable, friendly reps, in stark contrast to the employer 401k at Vanguard where support is uninformed and gives a run-around.

Reddit · r/Bogleheads · 33 days ago

Treats Fidelity as the primary brokerage they hope never to leave and has used the Fidelity 2% card as their main card for about a decade; tried the Robinhood Gold card for a few months and found Robinhood improved over the horror stories.

Reddit · r/Bogleheads · 33 days ago

Switched most accounts from Fidelity to Robinhood, using the Gold card as the main credit card, because they find the Robinhood UI much easier to use and so easier to keep contributing money.

Reddit · r/investing · 33 days ago

Uses Fidelity for ESPP and personal accounts with basic stock sales at zero cost online.

Reddit · r/fidelityinvestments · 34 days ago

After transferring money into a brokerage account from an old work account, got a call the same day from a Salt Lake City advisor who has kept in contact since; calls it pretty good service.

Reddit · r/fidelityinvestments · 34 days ago

First call to Fidelity on a Sunday afternoon reached a human who resolved the issue quickly and even gave a direct number for further help that day.

Reddit · r/fidelityinvestments · 34 days ago

Thinks Fidelity service beats Robinhood and Coinbase and is near Schwab, but at times got incorrect information and had to call several times to resolve a problem or two.

Reddit · r/fidelityinvestments · 34 days ago

Fidelity was always helpful and they moved most things over, but bad and conflicting information before and after a move was only clarified by a supervisor while secure messages went unanswered.

Reddit · r/fidelityinvestments · 34 days ago

Moved from Schwab for a rep available anytime, but the advisor grew unhelpful with vague answers and later pushed an SMA three times after being told they were not interested, so they moved to a fee-based fiduciary.

Reddit · r/fidelityinvestments · 35 days ago

Brand new to investing, a Fidelity rep spent 45 minutes explaining sectors, index funds versus mutual funds versus ETFs and diversification and walked them through the website; years later they use it easily.

Reddit · r/fidelityinvestments · 35 days ago

Rating Fidelity's service 11/10 for a clear US-based call about rolling an old 401k into a Fidelity IRA, versus the old provider ADP whose overseas rep was hard to understand.

Reddit · r/fidelityinvestments · 35 days ago

Called about a retirement account and the agent was extremely helpful and friendly, apologized for questions she could not answer, and stayed on the line 20 to 25 minutes, unlike the previous plan provider.

Reddit · r/fidelityinvestments · 35 days ago

Self-manages accounts at Fidelity, finds the website easy with excellent reports, research and learning areas, and a recent advisor appointment was knowledgeable, courteous and helpful.

Reddit · r/fidelityinvestments · 35 days ago

Generally happy with Fidelity support but has learned not to take it as gospel after being told things in error, and says second-tier help is hard to reach.

Reddit · r/fidelityinvestments · 35 days ago

Support and ops were great about researching an unexplained old transfer fee, but the advisor they were sent to belittled their Boglehead investing strategy.

Reddit · r/fidelityinvestments · 35 days ago

Moved IRA, brokerage and HSA to Fidelity three years ago to keep them together, likes the interface, has not needed help, and helped their daughter open a Roth IRA there.

Reddit · r/fidelityinvestments · 35 days ago

Has never had an issue Fidelity could not resolve, likes the cash back card integration with the CMA and the brokerage sweep, and that cash held as put collateral keeps earning interest; wishes it had API access.

Reddit · r/fidelityinvestments · 35 days ago

After a parent's death it took over a month, two visits to different Fidelity offices and countless calls and emails to transfer an IRA to them, so they are moving it to another company.

Reddit · r/fidelityinvestments · 36 days ago

Uses Schwab for limited margin in a Roth IRA, extended-hours order entry and Zelle, while preferring Fidelity's nightly cash sweep.

Reddit · r/etrade · 39 days ago

Dealings with staff were chaotic: a deposit was pushed before arranging an advisor call, a promised advisor went silent, a manager hung up on them, and a fee to move a custodial account out would not be waived.

Reddit · r/Bogleheads · 39 days ago

Keeps their investments at the broker and says they never give it a second thought, noting it has been stable for decades.

Reddit · r/M1Finance · 40 days ago

Holds a Roth, main brokerage and a 401k rollover, and moving extra cash in from a credit union account is easy enough not to worry about.

Reddit · r/personalfinance · 41 days ago

Has Schwab for decades and Fidelity a few years for its CMA, likes Fidelity's interface better, and finds Schwab's 24/7 service and nearby office good too.

Reddit · r/fidelityinvestments · 42 days ago

They use a self-directed (manual) Fidelity account rather than the Go robo-advisor and report that it has been great for them, with zero problems so far.

Reddit · r/personalfinance · 42 days ago

Hates the Fidelity 403b interface: exchanging between funds shows a table with abbreviated names and no symbols and confirming opens pop-ups, and they already messed up one redistribution.

Reddit · r/personalfinance · 46 days ago

Fidelity is their least favorite of three brokers; a fraudulent debit charge on the cash account took months to recover and support was rude and bad on other calls, until they wrote the executive office.

Reddit · r/personalfinance · 46 days ago

Keeps most money at Vanguard but prefers Fidelity because it allows recurring and fractional investing in any fund or ETF, whereas Vanguard forces manual orders outside its own products.

Reddit · r/personalfinance · 46 days ago

Deposit was held for a month after being told three days, with support unable to help and many others reporting similar holds, which pushed them to choose Vanguard.

Reddit · r/personalfinance · 46 days ago

Praises Fidelity customer service, saying they reach a real person on the phone within five minutes every time.

Reddit · r/investing · 58 days ago

They opened Webull a few years ago for a free fractional-share promo, later opened a Roth IRA there, and now buy VTI weekly with dividend reinvestment, though they are unsure after seeing mixed reviews.

Reddit · r/Bogleheads · 58 days ago

Consolidated all investments into Vanguard for simplicity and likes it.

Reddit · r/Bogleheads · 58 days ago

Has kept personal IRAs and brokerage accounts at Vanguard and finds its online interface just OK, similar to Fidelity's.

Reddit · r/fidelityinvestments · 59 days ago

Almost 30 years as a customer, account locked for three months when trying to withdraw.

Reddit · r/Bogleheads · 68 days ago

Pays most bills from a Fidelity CMA but has the paycheck go to a local bank for branch services and a backup, moving money to Fidelity once a month.

Reddit · r/etrade · 69 days ago

Two stints with a taxable account and an IRA have gone without issues, with easy transfers from an outside bank and a smooth 401k rollover into the IRA.

Reddit · r/Bogleheads · 69 days ago

Has a Vanguard IRA and a Fidelity 401k, and also opened a Fidelity CMA and brokerage account because they value Fidelity's customer service.

Reddit · r/Bogleheads · 69 days ago

Has been consolidating E*Trade and Fidelity brokerages into Fidelity, partly after learning how hard inheritors found getting money out of E*Trade, and likes the simplicity.

Reddit · r/Bogleheads · 69 days ago

Has retirement accounts at Fidelity and Ally, generally prefers the Fidelity platform, but finds Fidelity's fees for some mutual funds such as Vanguard and Dodge & Cox exorbitant compared with free at Ally.

Reddit · r/Bogleheads · 69 days ago

Started a Roth IRA at Vanguard but opened one at Fidelity because planned conversions and having a brick-and-mortar office to visit if needed has value to them.

Reddit · r/etrade · 70 days ago

Debit card was declined about 70 percent of the time even for basic purchases like gas, and the accounts were frozen nearly every other week, including once after a PayPal flag, leaving no emergency access to money.

Reddit · r/Bogleheads · 71 days ago

They keep their assets at Merrill mainly for the elevated Bank of America credit card rewards perks and would not trade that for a Robinhood transfer bonus, citing Robinhood's weak customer service.

Reddit · r/Bogleheads · 71 days ago

They moved their assets to Robinhood for a large transfer bonus and say it was totally worth it.

Reddit · r/Schwab · 71 days ago

Moves money in and out of a money market fund daily around purchases in their Schwab IRAs without fees and finds Schwab chat support great.

Reddit · r/Bogleheads · 73 days ago

Has used both Merrill and Fidelity and likes Fidelity better, including that it allows trading fractional shares.

Reddit · r/Bogleheads · 73 days ago

Calls Fidelity awesome, praising the analysis tools, monthly statements, exceptional ease of use and fast transfers.

Reddit · r/Bogleheads · 73 days ago

Uses Vanguard, Fidelity, Schwab and Robinhood and likes Fidelity's UI best by far, holding T-bills, money market funds and IRAs there; says Robinhood is easiest to start with but layered with prediction markets and ads.

Reddit · r/Bogleheads · 73 days ago

Has used Robinhood, Webull, Betterment and Fidelity and says Fidelity all the way.

Reddit · r/Bogleheads · 73 days ago

Likes Fidelity's customization options, being able to link multiple accounts, and a clean user-friendly interface, though disliked the FullView changes; hopes Fidelity keeps responding to community feedback.

Reddit · r/Bogleheads · 73 days ago

Has used Vanguard, Fidelity, Schwab and Merrill and rates Fidelity's interface best, and has been happy with Fidelity's phone customer service whenever they have called.

Reddit · r/Bogleheads · 73 days ago

Likes Fidelity well enough, but its app stopped letting them log in a few months ago and some interfaces are frustrating, though they managed to link and label most accounts.

Reddit · r/dividends · 74 days ago

Automated pie investing is easy, though there is a sign-in glitch and it invests every deposit unless a minimum cash holding is set.

Reddit · r/Schwab · 75 days ago

Plans to move all Fidelity assets to Schwab after finding administrative tasks a nightmare, with reps giving different answers each time, the back office dropping the ball, and archaic manual forms as power of attorney.

Reddit · r/Bogleheads · 77 days ago

Uses Fidelity because their dad does and really likes the interface, though not enough to move everything over from Vanguard.

Reddit · r/Bogleheads · 77 days ago

Spent about eight months at Schwab but went back to Fidelity because Schwab would not automate ETF and stock investing and limited fractional shares to the S&P 500; likes Fidelity for set-and-forget investing.

Reddit · r/Bogleheads · 77 days ago

Joined Vanguard, then moved to Schwab and found it could not do fractional shares, then moved to Fidelity, which they call the king.

Reddit · r/Bogleheads · 77 days ago

Opened an account with Schwab first but disliked buying ETFs in whole shares, so opened one at Fidelity instead.

Reddit · r/Bogleheads · 77 days ago

Uses Fidelity for everything except a bill-paying checking account and HYSA, including 401k, Roth IRA, HSA, taxable brokerage and Cash Management, buying Vanguard funds inside those accounts.

Reddit · r/fidelityinvestments · 78 days ago

Was locked out of Fidelity for six weeks, lost money as a result, and split investments across two brokerages afterwards.

Reddit · r/fidelityinvestments · 78 days ago

Employer direct deposits were held two weeks in a row in the CMA, tying up thousands of dollars, so they returned to a real bank for spending.

Reddit · r/fidelityinvestments · 79 days ago

Called after hours about a possible phishing message and Fidelity locked all accounts and cards, cancelled pending bill payments and gave different answers on every follow-up call.

Reddit · r/fidelityinvestments · 79 days ago

Moved cash out because Fidelity's money market options trail Vanguard's (FDLXX about 3.3% versus VUSXX 3.7%) but keeps all non-workplace accounts there.

Reddit · r/fidelityinvestments · 79 days ago

Loves Fidelity but was locked out for two weeks during an investigation, which was nerve-wracking and is why they keep some money separate.

Reddit · r/fidelityinvestments · 79 days ago

Uses Fidelity for brokerages, IRAs, 401k, CMA, credit card and 529, after trying the other major players, and has been a happy customer for years.

Reddit · r/fidelityinvestments · 79 days ago

Was erroneously banned from Fidelity and still has not been reinstated, so would be reluctant to consolidate on its platform.

Reddit · r/fidelityinvestments · 79 days ago

Calls the cash management account the best interest-bearing checking they have found, loves the 2% credit card and debit card ATM reimbursement; only gripe is some cards will not debit from it.

Reddit · r/fidelityinvestments · 79 days ago

Had Fidelity as a one-stop shop for years until it rolled out a 20-day hold with no prior notice, which showed it was no longer customer-service aligned.

Reddit · r/fidelityinvestments · 79 days ago

Has used many platforms through work 401ks and favors Fidelity by far, with a local investor office nearby; Chase as a backup account is much worse in interface and policies.

Reddit · r/fidelityinvestments · 79 days ago

Uses Fidelity for nearly everything across about ten accounts, recommends it to family and beginners, says it does everything well and easily, and has zero complaints.

Reddit · r/fidelityinvestments · 79 days ago

Finds Fidelity phenomenal with a CMA for checking, brokerage, 401k, HSA and RSU accounts; app is a bit confusing but idle cash earns interest, so no separate savings account.

Reddit · r/fidelityinvestments · 79 days ago

Uses Fidelity and Vanguard; Fidelity won them over by dramatically improving its platform over 10 years and adding zero-cost index funds.

Reddit · r/Daytrading · 80 days ago

Prefers it to E*TRADE, Schwab, IBKR and Robinhood for momentum trading, citing customizable hotkeys, order offsets, sub-one-minute charts and being the most forgiving on volatile stocks.

Reddit · r/fidelityinvestments · 81 days ago

An experienced options trader says a market order on an illiquid option filled far below the bid shown in the Fidelity app, and Fidelity support would not reverse it, so they advise always using limit orders.

Reddit · r/M1Finance · 82 days ago

Great set-and-forget brokerage alongside Schwab, though pooling dividends across the whole pie instead of reinvesting directly into the paying stock is annoying.

Reddit · r/fidelityinvestments · 82 days ago

They currently use M1 Finance and praise the interface and the pie concept, but are frustrated that it only trades in two windows a day. They are considering moving their IRA to Fidelity for baskets.

Reddit · r/Bogleheads · 83 days ago

Retitled a joint taxable Vanguard account into a trust and found it a simple, logical process with no issues.

Reddit · r/Bogleheads · 83 days ago

Has trusts at Vanguard and found them no hassle to set up.

Reddit · r/Bogleheads · 83 days ago

Has several trusts at Vanguard and says it has been nothing but easy, including using a trust account as escrow for an estate.

Reddit · r/Bogleheads · 83 days ago

Left Vanguard after changing a trustee on a special-needs trust account meant hoop after hoop of shifting requirements and a rejected notarization.

Reddit · r/Bogleheads · 83 days ago

As trustee of trusts with Vanguard accounts reports no problems specific to the trust accounts.

Reddit · r/Bogleheads · 84 days ago

Likes Fidelity's money transfer lock against ACATS fraud but dislikes that it blocks outbound ACH transfers too, and wonders whether using Fidelity as their main account is wise.

Reddit · r/Bogleheads · 84 days ago

Says much is missing from the Fidelity app and it keeps getting worse as the company changes it, so they just use the desktop site.

Reddit · r/Bogleheads · 84 days ago

Locking an HSA with Fidelity's transfer lock earlier this year blocked reimbursing themself from the HSA with an unhelpful error.

Reddit · r/Bogleheads · 85 days ago

Found the in-kind transfer from Betterment to Fidelity incredibly easy, though it left nearly 28 funds to simplify.

Reddit · r/fidelityinvestments · 86 days ago

They trialed Fidelity Baskets to manage ETFs across several accounts but will not renew. They found it unintuitive, disconnected from the rest of the app and harder than doing the allocation math themselves.

Reddit · r/investing · 87 days ago

They self-manage their portfolio on the Merrill platform and like its research and technical analysis tools. They also mention a tab of Merrill's preferred ETFs.

Reddit · r/investing · 88 days ago

They dropped their Merrill advisor and now hold a single index ETF in both their Roth IRA and brokerage at Merrill Edge. They note there are no fractional ETF purchases, so leftover cash gets swept into a mutual fund.

Reddit · r/investing · 88 days ago

They keep a balance at Merrill only to qualify for a Preferred Rewards tier, which they say was recently made worse. They found the limits on what can be bought restrictive and ignore the advisors' sales calls.

Reddit · r/investing · 88 days ago

Likes Fidelity, especially its customer service, but says Robinhood has a better app and offers extras such as rollover matches, IRA match and a 3% flat credit card that make it hard to leave.

Reddit · r/Schwab · 89 days ago

Has never had a problem with Schwab as a long-term holder and is happy with it after liking TD fine.

Reddit · r/Schwab · 89 days ago

Has used Schwab for nearly twenty years without issues.

Reddit · r/Schwab · 89 days ago

Has never had issues and loves the interface.

Reddit · r/Schwab · 89 days ago

Reports the website breaking weekly since 2019 with wrong pricing, pages not loading and broken account values, though thinkorswim is the one good thing.

Reddit · r/Schwab · 89 days ago

Says sale prices often print below the day's low, with explanations that don't satisfy, and the trading page was down at the open.

Reddit · r/investing · 91 days ago

Says they never received any real money from the 3% IRA match, only green numbers in the app.

Reddit · r/Schwab · 94 days ago

Is irritated that Schwab only automates mutual funds, forcing weekly manual ETF purchases, so keeps investments at Fidelity while doing research at Schwab.

Reddit · r/Schwab · 94 days ago

Finds Schwab far behind on basic features such as automatic purchases and a performance-by-asset chart.

Reddit · r/fidelityinvestments · 95 days ago

They use Fidelity baskets across several of their accounts with few issues and find it much easier to balance and add money to rebalance in taxable accounts. They hold plain ETFs, which keeps things simple.

Reddit · r/fidelityinvestments · 96 days ago

They use Fidelity Basket Portfolios inside their Fidelity brokerage account and say it works fine for them. They report it saves them a lot of time whenever they invest.

Reddit · r/fidelityinvestments · 96 days ago

They hit a bug in Fidelity Baskets where one basket would not save ticker changes and recurring investments kept buying unwanted stocks. Support called baskets a niche product, and they are now looking at alternatives.

Reddit · r/investing · 96 days ago

Finds Vanguard's service terrible now, especially for getting money out, with a 401k transfer taking two months as Vanguard kept changing things.

Reddit · r/investing · 96 days ago

Reports poor customer service experiences at Vanguard.

Reddit · r/investing · 96 days ago

Cannot recommend Vanguard after a SEP IRA transfer into a company 401k sat for over a month, calling the process ridiculous with terrible service and poor communication.

Reddit · r/personalfinance · 99 days ago

They left their Webull account unused for years, found the app complicated and unintuitive, and could not close it because of a delisted stock; support tickets only got copy-pasted bot replies.

Reddit · r/personalfinance · 99 days ago

They contrast their Webull trouble with the one time they had a problem at Robinhood, when a live support person answered within seconds and fixed it within minutes.

Reddit · r/M1Finance · 100 days ago

Most bills are now paid from it, Smart Transfers top up the account within about 15 minutes, and Venmo and PayPal work seamlessly, while debit swipes, ATM, cash and check deposits and Zelle still need other institutions.

Reddit · r/Schwab · 100 days ago

Says Schwab has top-tier customer service and would call them to walk through a transfer.

Reddit · r/personalfinance · 102 days ago

They hold individual stocks at E*TRADE for shareholder perks because it integrates with the perk platforms better than Fidelity, where they keep most of their retirement funds.

Reddit · r/personalfinance · 103 days ago

They chose Vanguard and have no complaints; they note its app and website lag behind in updates but say they have had no trouble using it.

Reddit · r/Bogleheads · 103 days ago

Has had nothing but good experiences, including chat support that talked them through a backdoor Roth.

Reddit · r/Bogleheads · 104 days ago

Left Fidelity within a week for Schwab and three years later is very pleased with the decision.

Reddit · r/Bogleheads · 104 days ago

Has been with Schwab for over 15 years with consistently great customer service experiences.

Reddit · r/Bogleheads · 104 days ago

Satisfied Schwab customer for over 30 years, praising the website, top-notch customer service and helpful local branch staff.

Reddit · r/Bogleheads · 104 days ago

Dropped Vanguard and Fidelity over service and says Schwab hands down has the best customer service.

Reddit · r/Bogleheads · 104 days ago

Moved Vanguard mutual funds to Schwab without trouble, and Schwab reimbursed the exit fee charged by the previous firm.

Reddit · r/M1Finance · 106 days ago

Using it since it launched, automated rebalancing made it easy to teach a daughter about investing, and adding money to the pie directs it to the stocks that are currently down, which they love.

Reddit · r/Bogleheads · 106 days ago

Uses IBKR from the Netherlands and is happy with it.

Reddit · r/Bogleheads · 107 days ago

Moved most investments to IBKR after returning to Europe, finding the asset transfer easy and quick, cost basis backfilled within a week, and cash withdrawals working well.

Reddit · r/MerrillEdge · 109 days ago

Used mainly to keep Bank of America rewards qualification; as a self-directed brokerage it is fine, with Schwab's interface preferred, though for few transactions they are all really the same.

Reddit · r/Bogleheads · 110 days ago

They used Merrill for a long time and still keep an account for the credit card points bonus. They find the Automatic Investment Plan fund selection limited with poor expense ratios, so they buy by hand each quarter.

Reddit · r/Bogleheads · 111 days ago

Found moving trust assets through Vanguard's Change of Ownership department a difficult experience and recommends naming beneficiaries to avoid it.

Reddit · r/Bogleheads · 111 days ago

Settling a parent's estate, found the Vanguard accounts with named beneficiaries super easy, needing only a death certificate and beneficiary details, versus a harder trust.

Reddit · r/Bogleheads · 111 days ago

As executor twice, found Vanguard's transfer-on-death process painless and quick, with Vanguard walking beneficiaries through it.

Reddit · r/investing · 118 days ago

They hold investments at M1 alongside Fidelity and like M1 for its pies. The restriction to a single joint account is why their other accounts live at Fidelity, and they would consolidate there if needed.

Reddit · r/Bogleheads · 118 days ago

They keep their Roth IRA at Fidelity and are a big fan of its zero-expense-ratio index funds, which they use as core holdings.

Reddit · r/Bogleheads · 118 days ago

Switched to Fidelity Full View a few years ago when Mint shut down and finds it pretty good, with nice retirement planning tools.

Reddit · r/Bogleheads · 118 days ago

Finds Fidelity Full View rarely accurate, particularly in how it classifies Robinhood investments.

Reddit · r/Bogleheads · 118 days ago

Seconds Fidelity Full View, which is free to Fidelity customers, and says it works really well for the retirement planning needs of a couple across more than ten financial accounts.

Reddit · r/Bogleheads · 118 days ago

Does not mind a Fidelity-owned planning tool through a fee-only planner, but wants to avoid a Fidelity rep seeing their whole financial picture and pitching consolidation and AUM services, which they say has happened.

Reddit · r/Schwab · 120 days ago

Linked the Schwab One International brokerage Visa card to PayPal without problems, and Google Pay needed a short call to international customer service.

Reddit · r/personalfinance · 122 days ago

They signed up for Webull years ago for the free stocks, never kept using it, and welcomed the inactivity fee notice as a reason to close their account.

Reddit · r/personalfinance · 123 days ago

They have been charged a small monthly Webull fee for years that they cannot trace; phone support left them on hold for hours and email pointed them to PayPal, where nothing showed up.

Reddit · r/personalfinance · 123 days ago

They started investing through Webull, Robinhood and M1, but later closed their Webull trading account and moved to Fidelity because they no longer trust fintech brokerages.

Reddit · r/personalfinance · 123 days ago

They are willing to pay Webull's small fee to keep using its charts, which they find far better than the charting in Interactive Brokers.

Reddit · r/MerrillEdge · 123 days ago

Cumbersome back-office restrictions, rough platform design, and endless hold music make customer service painful.

Reddit · r/fidelityinvestments · 123 days ago

Reports that ACH transfers started from the Schwab site are available for trading immediately and complete the next day.

Reddit · r/fidelityinvestments · 128 days ago

They still see the Fidelity positions tab lag even after upgrading to a new phone, and say the problem only began after the new layout rolled out.

Reddit · r/fidelityinvestments · 130 days ago

Unable to replace or cancel orders; says not every complaint is ranting.

Reddit · r/fidelityinvestments · 131 days ago

They like the recent Fidelity app redesign; after some fiddling with settings, they find it easier to navigate and customize than earlier versions.

Reddit · r/MerrillEdge · 131 days ago

The app has been disappointing since the account was opened in February, with Robinhood judged better.

Reddit · r/MerrillEdge · 131 days ago

Mobile app holdings page gets stuck on weekend status and fails to display daily stock changes.

Reddit · r/fidelityinvestments · 133 days ago

They use the Fidelity app on Android without the keyboard, scrolling or options problems others report, though the advanced chart loads slower than they would like.

Reddit · r/fidelityinvestments · 133 days ago

They use the Fidelity app on a recent high-end Android phone and report no technical issues, though they agree with others that the app looks very dated in its design.

Reddit · r/fidelityinvestments · 134 days ago

They find the Fidelity mobile app laggy and say the options order screen is broken, with buttons covered up, calling it the worst app among all their brokerages.

Reddit · r/fidelityinvestments · 134 days ago

They say the new Fidelity interface lags so much that it is unusable and that they plan to transfer their account elsewhere if it does not improve within weeks.

Reddit · r/etrade · 136 days ago

Decades of use, with employer ESPP and RSUs moved there a few years back from Schwab, which simplified things, and moving money externally is described as super easy.

Reddit · r/etrade · 136 days ago

Clean interface and mobile app outperform Fidelity in daily use, though order routing steers trades to market makers instead of auto-rolling treasuries.

Reddit · r/etrade · 136 days ago

Consolidating checking, savings, IRA, brokerage, and trust accounts under one roof is convenient, though Morgan Stanley bureaucracy slows trust paperwork.

Reddit · r/etrade · 140 days ago

Mobile app login repeatedly errors out even after clearing cache and reinstalling, forcing browser access while support pushes tech help to Monday.

Reddit · r/Bogleheads · 140 days ago

They use Merrill Edge for the credit card benefit and instant transfers to their BofA checking. They have nothing negative to say, and their trades simply get filled.

Reddit · r/Schwab · 140 days ago

Moved their whole portfolio to Schwab because Vanguard had several UIs, half-finished migrations and a site where finding anything took ten minutes.

Reddit · r/Bogleheads · 141 days ago

They use Merrill Edge mainly alongside the BofA credit card and banking. The interface is not fancy but does what they need, and phone support connected them fast to a knowledgeable human who could resolve issues.

Reddit · r/Bogleheads · 141 days ago

They left Merrill Edge because it lacked fractional shares, automatic scheduled buys and some funds they wanted, and its research tools were weak. The BofA link made moving money easy, but they have no regrets leaving.

Reddit · r/Bogleheads · 141 days ago

They currently use Merrill Edge and overall like it, singling out customer support as top notch. A short but clearly first-hand endorsement of the brokerage account.

Reddit · r/Bogleheads · 141 days ago

They keep only the balance needed for the perks at Merrill Edge and do new purchases at Fidelity. They cite no fractional shares and no automation, but call it a decent emergency-fund spot with easy transfers to the bank.

Reddit · r/Bogleheads · 141 days ago

They hold a legacy Merrill Edge account inherited from a buyout of a small discount broker, linked to their BofA checking. They rarely trade and have had no issues except missing cost basis information on older positions.

Reddit · r/Bogleheads · 141 days ago

A long-term Merrill customer who calls it serviceable for buy-and-hold and loves the credit card boost, but is moving most assets to Fidelity over slower service, frequent login failures, no fractional shares and a very low rate on idle cash.

Reddit · r/Bogleheads · 141 days ago

They use Merrill Edge for its money market funds for cash needed soon. They are not a fan of the trading menu and think Fidelity is the better platform overall.

Reddit · r/Bogleheads · 141 days ago

They keep a balance at Merrill Edge for the credit card rewards tier and regularly move out interest, dividend and rebalancing cash via partial ACAT transfers, which they say Merrill does not charge for.

Reddit · r/Bogleheads · 141 days ago

A user of more than ten years who finds Merrill Edge fine for buy-and-hold. Same-day money market availability and ACATS transfers work well, though buying TIPS requires a long phone call so they buy bonds at Fidelity.

Reddit · r/Bogleheads · 141 days ago

They use a relative's Merrill Edge account and call it serviceable for casual investing, with good money market yields but no fractional shares and weak fund selection. They rank it third behind Schwab and Fidelity, helped by BofA rewards.

Reddit · r/Bogleheads · 141 days ago

They find Merrill Edge fine as a basic trading platform with easy transfers to a BofA account and one shared app for banking and investing. Their one complaint is the recent increase in the balance needed for the top rewards tier.

Reddit · r/Bogleheads · 141 days ago

They describe Merrill Edge as fine and generally adequate for buy-and-hold investing, though using it is a bit of a chore. A brief, lukewarm owner opinion.

Reddit · r/Schwab · 141 days ago

Uses Schwab, Vanguard and Fidelity and finds Vanguard easily the worst of the three.

Reddit · r/fidelityinvestments · 142 days ago

They have been a Fidelity customer since 1984 and have never worried about the firm going bankrupt or failing as a brokerage.

Reddit · r/fidelityinvestments · 148 days ago

Beneficiary department mixed another customer's shares into an inherited account transfer to Fidelity, then refused to provide a written negligence letter and made aggressive collection threats before the return finished processing.

Reddit · r/fidelityinvestments · 150 days ago

They moved their retirement account from M1 Finance to Fidelity and were charged a large outgoing transfer fee, so they asked whether Fidelity would reimburse it.

Reddit · r/Bogleheads · 153 days ago

Uses both Robinhood and Fidelity and finds Robinhood frictionless and luxurious for a mature investor, funding their IRA from the 3% credit card cashback.

Reddit · r/Bogleheads · 153 days ago

Considers the Fidelity app hostile in design, adding lots of friction to simple tasks.

Reddit · r/Bogleheads · 154 days ago

Says Gold pays for itself via the 3% IRA match, with uninvested cash earning more than credit-union savings, and finds the emails not spammy.

Reddit · r/Bogleheads · 155 days ago

Says Robinhood charges a $100 transfer-out fee, which Citi covered for them.

Reddit · r/Bogleheads · 155 days ago

Finds the Gold card cash back and 3% IRA match worth using Robinhood for, while disliking its aggressive options tactics.

Reddit · r/Bogleheads · 155 days ago

Dabbles in Robinhood but finds the spam emails and texts unreal, so keeps their serious investments elsewhere.

Reddit · r/Bogleheads · 155 days ago

Uses Robinhood Gold, which pays for itself, and finds routing credit card cash back to the brokerage a sweet deal.

Reddit · r/Bogleheads · 155 days ago

Loves Robinhood and its data-rich app compared to other brokerages and spends far more time on it than on Vanguard.

Reddit · r/Bogleheads · 155 days ago

After moving a large portfolio from Vanguard for the bonus, sees no difference between the two brokerages besides the sign-on bonuses and IRA match.

Reddit · r/Bogleheads · 155 days ago

Calls Robinhood fantastic for set-it-and-forget-it investors and loves it.

Reddit · r/Bogleheads · 156 days ago

Has Robinhood Gold and made more from the IRA match than the fee easily.

Reddit · r/Bogleheads · 156 days ago

Found it super simple to open a Fidelity IRA a few months ago.

Reddit · r/Bogleheads · 162 days ago

Had a Fidelity CMA for a while and found everything worked flawlessly.

Reddit · r/fidelityinvestments · 165 days ago

They were very happy with Fidelity for a long time and say it did well by them, but a recent unresolved issue with their advisor now has them thinking about moving elsewhere.

Reddit · r/fidelityinvestments · 167 days ago

Opened a Schwab brokerage account fully online with the same documentation that Fidelity repeatedly rejected, with no questions asked.

Reddit · r/personalfinance · 168 days ago

Fees and a very hard time closing the account; the agent would not let them move their investment.

Reddit · r/CreditCards · 170 days ago

Considers E*TRADE's Morgan Stanley checking great on paper but found customer service poor and fraud controls overly sensitive.

Reddit · r/Schwab · 170 days ago

Finds Fidelity wins over Schwab by a hair because they like the interface a bit better, while saying both are good.

Reddit · r/Schwab · 170 days ago

After a hacker bought worthless puts, Fidelity eventually made it right, but the fraud team seemed clueless about access from two IP addresses while the owner was abroad.

Reddit · r/personalfinance · 171 days ago

A college senior with a Webull advisory account that is managed automatically. They report solid returns since opening it last year, though commenters flagged the advisory fee as steep.

Reddit · r/Schwab · 173 days ago

Likes only the 2% Visa rewards card that deposits into the CMA's SPAXX; finds the new Fidelity account slow and its debit card, which must be requested, slow to arrive.

Reddit · r/Bogleheads · 174 days ago

Runs a T-bill ladder in the Fidelity brokerage that avoids state income tax and expense ratio, with auto-roll making it run on autopilot and a few thousand kept in SPAXX.

Reddit · r/MerrillEdge · 175 days ago

Requesting options trading approval led to the account being locked for eight days.

Reddit · r/investing · 175 days ago

Compares margin rates, finding Robinhood far cheaper than Fidelity, and sticks with Robinhood.

Reddit · r/Bogleheads · 175 days ago

After opening an HSA at Fidelity, had a hard time figuring out how to place a trade in the app or which of two apps to use, and struggles to find recurring transfers, making Vanguard seem better by comparison.

Reddit · r/Bogleheads · 176 days ago

Moved from a high-yield savings account to Fidelity cash management and keeps the money in SPAXX, noting other options there too.

Reddit · r/Bogleheads · 176 days ago

Cannot stand being bounced between Fidelity's individual side (employee stock plan, brokerage link, HSA) and institutional side (401k in NetBenefits), with statements in totally different places.

Reddit · r/Bogleheads · 176 days ago

Finds Fidelity's interface barely usable and prefers Vanguard, but still uses Fidelity for an HSA.

Reddit · r/Bogleheads · 177 days ago

Had two 401(k)s at Fidelity, likes the interface, and now has a Roth IRA, brokerage and rollover IRA there, calling it a very reputable firm and better than TIAA and E*Trade.

Reddit · r/Bogleheads · 177 days ago

Moved everything to Fidelity three years ago and has not looked back.

Reddit · r/investing · 179 days ago

Moved from Robinhood to Chase for convenience but dislikes the clunkier UI and wishes they had stayed with Robinhood.

Reddit · r/investing · 180 days ago

Swore off Robinhood after glitches during volatile markets and never being able to reach a person when trying to withdraw money.

Reddit · r/investing · 180 days ago

Dislikes Robinhood's gamification but finds its interface much easier to use than Fidelity's.

Reddit · r/investing · 180 days ago

Likes Robinhood's UI and Gold data, and uses the 3% IRA match and credit card points to save in their 20s.

Reddit · r/Schwab · 181 days ago

After trying Robinhood and Fidelity and looking at E*TRADE, they settled on Schwab for bills, brokerage and Roth, praising user-friendly phone and PC apps and 24/7 support that answers late at night.

Reddit · r/investing · 181 days ago

Moved their Roth contributions from Fidelity to Robinhood for the 3% match, paying the Gold fee annually and still netting extra each year.

Reddit · r/investing · 181 days ago

Says Robinhood has the best user interface and pays interest on uninvested cash with Gold.

Reddit · r/investing · 181 days ago

Moved an IRA to Robinhood for the transfer bonus a couple of years ago and made a bundle, planning to move it back after the holding period.

Reddit · r/investing · 181 days ago

Switched fully to Robinhood, made a lot of free money from the transfer bonus, with no regrets.

Reddit · r/investing · 181 days ago

Long-time Roth maxer who lost some money on Robinhood's prediction markets and had to contact support to have the feature removed from the app.

Reddit · r/investing · 181 days ago

Calls the transfer bonus almost a must-do for a sizable portfolio, having effectively added a year of Roth contributions, and finds the app fine.

Reddit · r/investing · 181 days ago

Sold the same LEAPS call at Robinhood and Fidelity and got a slightly better fill and lower fees at Robinhood, though customer service lags Schwab and Fidelity.

Reddit · r/investing · 181 days ago

Transferred a Roth for the bonus and finds it fine, but reaching a human is extremely hard; they had to fight a chatbot to get a transfer-out fee reimbursed.

Reddit · r/investing · 181 days ago

Moved to Robinhood a year ago with a mixed experience: trading is fine, but the app and site are poorly laid out and some basic features are missing.

Reddit · r/investing · 181 days ago

Moved brokerage accounts to Robinhood this year for a 4% offer while leaving IRAs at Schwab.

Reddit · r/fidelityinvestments · 185 days ago

They tried to fund their M1 Finance IRA from a Fidelity CMA but linking failed on both ends, and M1 does not accept mobile check deposits into the IRA, leaving them with few funding options.

Reddit · r/Bogleheads · 189 days ago

They keep a chunk of their cash reserve in M1 Earn as part of a stocks, treasury ETF and cash split, and say it pays some interest but not much, so the yield is only modest for them.

Reddit · r/Bogleheads · 189 days ago

They keep a couple of months of expenses in a Fidelity money market fund that is automatically sold to cover withdrawals, with the rest of their money invested in stocks.

Reddit · r/Schwab · 190 days ago

They use Schwab as their main bank and brokerage while travelling overseas full time, have never had a problem, and rate Schwab customer support as on a whole other level.

Reddit · r/investing · 190 days ago

Left Vanguard for Fidelity after a similar rollover problem and found Fidelity's customer service much better.

Reddit · r/fidelityinvestments · 192 days ago

They moved from Webull to Fidelity and came to see Webull as a scam, believing its poor order fills are a revenue source; they say buys seem to drop and sells rise right after execution.

Reddit · r/fidelityinvestments · 192 days ago

They say Fidelity order fills are excellent, with market buys often filled at the bid and good prices on wide-spread stocks, which they contrast favorably with Webull and Robinhood.

Reddit · r/MerrillEdge · 193 days ago

About two years of use, liked for options trading, with the Android app preferred over the browser for buy-to-close orders, though tax-lot selection when selling trails Fidelity.

Reddit · r/MerrillEdge · 193 days ago

Strong dislike of Merrill led to moving assets to Schwab while keeping just enough to qualify for Preferred Rewards.

Reddit · r/investing · 193 days ago

They say the Merrill outage cost them real money, that Merrill never owned up to the mistake, and that they filed a FINRA complaint over it.

Reddit · r/investing · 194 days ago

They hit errors buying shares during the Merrill outage, then found the order missing and recorded at a different price. Phone support was slow, transferred them around, and the fix never appeared in their account.

Reddit · r/Schwab · 195 days ago

Based on their own experiences, finds Fidelity customer service horrible when dealing with complex issues.

Reddit · r/Schwab · 196 days ago

Finds Fidelity's funds availability awful for remote check deposits and electronic transfers, pulling being better than pushing, and says they have read more horror stories about suddenly closed accounts at Fidelity.

Reddit · r/investing · 197 days ago

They were unable to trade during the April 2026 Merrill platform outage and kept getting service unavailable errors while trying to cover shorts, calling it unacceptable and saying they feel stuck there.

Reddit · r/investing · 198 days ago

They reported the Merrill outage still hadn't cleared a day later: their buying power was not visible and trades executed the previous day were not yet reflected in the account.

Reddit · r/investing · 198 days ago

They were affected by the Merrill trading outage and, unhappy with how it was handled, plan to move their assets to a different brokerage platform.

Reddit · r/fidelityinvestments · 198 days ago

Says Fidelity's app is weak but offset by unmatched customer service and great investment resources.

Reddit · r/fidelityinvestments · 198 days ago

Finds Fidelity wins on accounts, pricing and investment options but the app is a sore point compared with Schwab and Chase.

Reddit · r/fidelityinvestments · 198 days ago

Finds the Fidelity app mostly fine but the options summary screen terrible and confusing.

Reddit · r/fidelityinvestments · 198 days ago

Says the Fidelity app has gone downhill since the position table with gains and cost basis disappeared, until finding a Trader+ setting restored it.

Reddit · r/fidelityinvestments · 198 days ago

Long-time Fidelity user with multiple accounts who finds the app terrible.

Reddit · r/fidelityinvestments · 198 days ago

Found the Fidelity mobile app so terrible they uninstalled it after constant 2FA prompts, and now use the website.

Reddit · r/Schwab · 198 days ago

Finds Fidelity's desktop and mobile apps disappointing and regrets consolidating there rather than at Schwab.

Reddit · r/Schwab · 198 days ago

Willing to put up with Fidelity's UI, which they do not think is that bad, because money market funds can be held and earn interest while still serving as collateral, unlike at Schwab.

Reddit · r/Schwab · 198 days ago

Says the Fidelity CMA reimburses all ATM fees both in the US and internationally.

Reddit · r/Schwab · 198 days ago

Has Fidelity accounts only because of an employer 401k and cannot wait to close them, finding the site difficult and not intuitive and customer service middling, with no bank behind it.

Reddit · r/Schwab · 198 days ago

Moved IRAs from Fidelity to Schwab because of the website and customer support, after their spouse also disliked the Fidelity site.

Reddit · r/Schwab · 198 days ago

Finds Schwab's UI better in general but says Fidelity's financial charts are much more accessible for screen-reader users, and that Fidelity offers faster direct deposit and transfers plus a better sweep.

Reddit · r/fidelityinvestments · 199 days ago

Power user of Fidelity for banking, card and retirement who really likes Fidelity but finds its app counterintuitive and convoluted.

Reddit · r/fidelityinvestments · 199 days ago

Finds the Fidelity app great for quick portfolio checks and transfers between accounts, using the website for everything else.

Reddit · r/fidelityinvestments · 199 days ago

Pleased with the Fidelity mobile app and uses it multiple times a day.

Reddit · r/fidelityinvestments · 199 days ago

Says the Fidelity app works fine for a buy-and-hold investor.

Reddit · r/fidelityinvestments · 199 days ago

Likes Fidelity's uncluttered app, finding buying and selling intuitive and straightforward, and better than Schwab's.

Reddit · r/Schwab · 199 days ago

Has both and prefers Schwab for clearer details and UI, since Fidelity needs hunting through several screens; keeps Fidelity for the HSA and 401ks, and credits it with better settlement funds.

Reddit · r/Schwab · 199 days ago

Says the Fidelity debit card refunds ATM fees when used on machines with Star, Plus or Visa logos, and prefers Fidelity because transaction details are easier to see for avoiding wash sales.

Reddit · r/Schwab · 199 days ago

Uses mostly Fidelity because of its much better cash sweep and treating many money market funds as cash equivalents, while preferring Schwab's UX and customer service slightly.

Reddit · r/Schwab · 199 days ago

Uses both brokers, finding Schwab's trading platform far superior but Fidelity's execution better and its customer service more helpful, with the automatic cash sweep as the tie-breaker.

Reddit · r/Schwab · 199 days ago

Settled on Schwab but still uses the Fidelity credit card, praising Fidelity's auto-sweep and card; finds Fidelity's UI inconsistent, mixing Robinhood-style pages with ones that look like 2004.

Reddit · r/Schwab · 199 days ago

Uses the Fidelity CMA as a checking account and moves loose cash from Schwab into Fidelity right after dividends arrive, calling both brokers good.

Reddit · r/Bogleheads · 200 days ago

After seven years of buying a fund in a Schwab account found the cost basis method was average cost, and after three calls Schwab said a change applies only to new purchases.

Reddit · r/fidelityinvestments · 204 days ago

Says orders do not get placed when morning volume is high because the Trader+ platform gets stuck, calls it half-baked with no API trading, and credits only the automatic SPAXX sweep as a plus.

Reddit · r/fidelityinvestments · 206 days ago

They used an E*TRADE form to sell off a worthless delisted stock to claim a tax loss. E*TRADE leaves the loss out of the tax document, so it must be added manually, though they do tell you so.

Reddit · r/investing · 206 days ago

They used M1 Finance for about ten years before leaving for a pricey Ramsey-referred advisor. After seeing the advisory fees, they say they loved M1 and regret ever leaving it.

Reddit · r/investing · 207 days ago

Tried for days to get support to fix an old account whose name had been changed, got the runaround despite providing ID, and was not even allowed to delete the account.

Reddit · r/investing · 207 days ago

Eight years of use with no issues apart from phishing emails.

Reddit · r/investing · 207 days ago

Using Robinhood since 2019 without any issues like those described.

Reddit · r/investing · 207 days ago

The app would not accept a new address, and a support ticket was still unanswered after three days, so they moved the account to another broker.

Reddit · r/investing · 207 days ago

Their boosted interest rate dropped after a direct-deposit requirement that was not mentioned in the promo, and they felt the Gold card offer was gimmicky.

Reddit · r/investing · 208 days ago

Had a rough start: a deposit was held for weeks, the new account was then frozen as suspicious activity after they pulled the funds back through their bank.

Reddit · r/investing · 213 days ago

Likes low fees, cheap margin and foreign-equity access, and prefers it over Robinhood, Fidelity, Vanguard and Schwab for anything beyond simple buy-and-hold.

Reddit · r/investing · 213 days ago

Finds customer service and the website hard to learn but workable, with powerful reporting and what they consider the best trade execution in the industry.

Reddit · r/investing · 213 days ago

Considers it the best broker by far for European investors.

Reddit · r/fidelityinvestments · 214 days ago

Two weeks of secure emails, four form submissions and phone calls have failed to get their retirement accounts unrestricted after a data-refresh letter in an obscure folder, with no email or text warning beforehand.

Reddit · r/Schwab · 216 days ago

Finds Fidelity customer service better and likes the cash sweep since they rarely watch idle cash, compared with Schwab's tiny interest.

Reddit · r/fidelityinvestments · 222 days ago

Years ago asked Fidelity for advice on a 403b and says they would not give any, only becoming helpful once they wanted the account, so is skeptical that any brokerage firm is really good.

Reddit · r/Schwab · 226 days ago

After a thinkorswim limit-price change turned a specified-lot sale into FIFO, a second Schwab representative called it a platform error and said they would fix it.

Reddit · r/fidelityinvestments · 231 days ago

A margin short trader who says Webull deposits are instant and they can trade on margin the same day, calling it a better platform after Fidelity held their funds.

Reddit · r/fidelityinvestments · 232 days ago

They routinely move money between their bank and Fidelity by electronic transfer and say it arrives within one day, so they have no problem with transfer times.

Reddit · r/fidelityinvestments · 232 days ago

A margin trader who says Fidelity held their deposited funds for days, blocking margin use and costing them trades. They plan to leave for Webull, which they say is instant.

Reddit · r/fidelityinvestments · 232 days ago

They hold retirement savings at Fidelity and value its slower, more conservative transfers as protection against fraud and impulsive mistakes, calling the slowness a feature rather than a bug.

Reddit · r/investing · 232 days ago

Tried Robinhood Gold's interest-free margin but constant margin-call warnings made it unusable, so they canceled the membership as useless.

Reddit · r/investing · 233 days ago

Says Robinhood's constant new features, from crypto to prediction markets, are making the UX much more clunky, though they still keep money there.

Reddit · r/investing · 233 days ago

Despite disliking a few things, finds Robinhood Gold well worth the annual fee for the margin, higher transfer bonuses and IRA match.

Reddit · r/investing · 233 days ago

Got a call from Schwab's fixed income specialist who spent an hour explaining CD ladders and why short-term bills pay more, which they found very helpful.

Reddit · r/investing · 233 days ago

Uses Fidelity for brokerage, CDs, bonds, IRA, savings, 401k and HSA-style cards, keeps half the brokerage at Schwab as a hedge, and prefers and recommends Fidelity.

Reddit · r/investing · 233 days ago

Household uses Fidelity and Vanguard for different things; finds Fidelity's backdoor Roth process much easier to walk through and says Fidelity used to be much more user friendly than Vanguard.

Reddit · r/investing · 234 days ago

Tired of constant in-app pop-up reminders to claim a crypto bonus offer on Robinhood.

Reddit · r/investing · 234 days ago

Responsible user who finds Robinhood's simple UI makes buying and selling easy, though it can encourage irresponsible trading, and thinks the platform is great.

Reddit · r/investing · 234 days ago

Uses Robinhood as a standard brokerage because of the 3% transfer bonuses for Gold members.

Reddit · r/investing · 234 days ago

New user who notes Robinhood's promotions, including the IRA match, apply to plain index funds like VOO, and sees it as a tool that lets you be as conservative as you like.

Reddit · r/investing · 234 days ago

On transferring out, found some shares combined with tiny fractional lots and cost-basis figures that did not match what they paid.

Reddit · r/investing · 234 days ago

Has had a perfectly fine experience with Robinhood, using it to check prices and positions quickly because it is clean, simple and fast.

Reddit · r/investing · 234 days ago

Finds Robinhood's IRA match and interest-free margin offer great, parking the margin in a low-risk ETF.

Reddit · r/investing · 234 days ago

Feels the Robinhood app targets users like a game with its popups and stopped using it after the GameStop episode.

Reddit · r/investing · 234 days ago

Uses Robinhood and gets the IRA match, maxing it annually, and also transferred a crypto account for the match.

Reddit · r/investing · 234 days ago

Found Robinhood locked a post-merger stock for multiple days while other platforms allowed trading, and moved all positions out afterward.

Reddit · r/investing · 234 days ago

Calls Fidelity such an awful user experience compared to Robinhood.

Reddit · r/investing · 234 days ago

Keeps most money at Fidelity for better option transaction fees and fair bid/ask slippage, but does learning and chart analysis elsewhere.

Reddit · r/investing · 234 days ago

Had to fill out physical paperwork and mail it in before Fidelity allowed options trading, unlike Robinhood's checkbox.

Reddit · r/investing · 234 days ago

Switched to Schwab in 2021 and values its large library of free educational material and video content.

Reddit · r/fidelityinvestments · 234 days ago

Finds Fidelity simple and easy to understand and is grateful to have rolled everything from other brokerages and agencies into Fidelity accounts.

Reddit · r/investing · 234 days ago

Has been with Fidelity since the mid 90s with 401Ks, and after two inheritances at Schwab and E*Trade promptly moved those to Fidelity too, finding nothing better.

Reddit · r/investing · 234 days ago

Finds Fidelity does not let ETFs be margined for 30 days, some stocks have steep margin requirements and the trade portal is not great, but its CMA and money market sweep are king.

Reddit · r/investing · 234 days ago

Started at Fidelity five years ago, was refused options trading, and moved to Robinhood, which approved it; now has a seven-figure account there with concierge service and finds it easier to navigate than Fidelity.

Reddit · r/investing · 234 days ago

Finds Fidelity's app good for buy-and-forget investing but cumbersome for options and quick trades, with no extended-hours trading in the app, and says thinkorswim and Power E*Trade are more powerful.

Reddit · r/investing · 234 days ago

All-in with Fidelity, which provides everything needed and nothing unneeded; says its customer service is the best of any company they have dealt with, even if short-term trading may be better elsewhere.

Reddit · r/investing · 234 days ago

Takes one business day to transfer funds at Fidelity, which is why they use it, whereas Robinhood takes seven full days.

Reddit · r/investing · 234 days ago

Liked TD Ameritrade's interface more but finds Fidelity has no real flaws, with everything easy to find and just working; being good everywhere beats being excellent in some areas and bad in others.

Reddit · r/investing · 234 days ago

Loved TD Ameritrade and could not handle Schwab after the account migration, so moved to Fidelity and plans to stay.

Reddit · r/investing · 234 days ago

Uses both and gives Fidelity a slight edge for fractional shares on everything, where Schwab covers only S&P 500 stocks, and for its core position being a money market fund.

Reddit · r/investing · 234 days ago

Consolidating most accounts to Fidelity from E-Trade and Wealthfront because it does it all, with top notch customer service and an intuitive, easy to use interface.

Reddit · r/investing · 234 days ago

Forty-plus years with Fidelity and a few at Schwab; rates Fidelity's customer service very good, with staff reachable by phone at 3am, and keeps it number one despite better hedging and short rates at Schwab.

Reddit · r/investing · 234 days ago

Has Schwab and Fidelity and likes Fidelity more for early paycheck deposit, fractional shares, recurring ETF buys, money transfer lockdown, free wires, faster ACH, same-day ATM fee reimbursement and the credit card.

Reddit · r/investing · 234 days ago

Calls Fidelity's auto liquidation and sweep in the cash management account top tier, since all cash earns a premium rate with no action needed.

Reddit · r/investing · 234 days ago

Consolidated everything into Fidelity last year after Vanguard and Fidelity accounts since the early 2000s, because assets were hard to track and the Vanguard interface pales in comparison.

Reddit · r/investing · 234 days ago

Was horrified by how archaic and nonfunctional Fidelity's trading experience and tools are after trying them for a few weeks, so keeps long-term holdings at Fidelity and does the trading elsewhere.

Reddit · r/investing · 234 days ago

Has used Fidelity for years and opened an Interactive Brokers account last month that they find trash to use, while Fidelity works well for experienced and new investors alike.

Reddit · r/investing · 234 days ago

Fidelity client from 1996 to about 2021 who liked the zero-expense funds for new investors but moved everything to Vanguard, where VMFXX beats SPAXX, noting the proprietary zero funds must be sold to leave.

Reddit · r/investing · 234 days ago

Moved from Vanguard to Fidelity and likes the fractional share buys and how easy it is to deposit money into the Roth IRA.

Reddit · r/investing · 234 days ago

Calls Fidelity's CMA a gamechanger and likes fractional ETFs, a good web UI and good support, seeing no reason for a US resident to use a different brokerage.

Reddit · r/investing · 234 days ago

Just opened accounts at both and finds them similar and better than Vanguard for trading; likes Fidelity's fractional buying while Schwab's research seems better so far.

Reddit · r/investing · 234 days ago

Uses Fidelity as a one-stop shop with a cash account, debit card refunding ATM fees worldwide, an HSA investable in anything, auto sweep into money market funds and fractional ETFs by dollar amount.

Reddit · r/investing · 234 days ago

After transferring in $100k, had a terrible customer service experience over an old 401k that was never fully closed, with about 10 cents left, and was told closing it would cost a $75 fee they had already paid.

Reddit · r/investing · 234 days ago

Moved everything from Vanguard into Fidelity, largely because of the user interface, finding Vanguard's clunky and limited on fractional shares.

Reddit · r/fidelityinvestments · 235 days ago

Has had great experiences with Fidelity but runs into recurring problems, with browser cookies blocking transfer setup and a friends-and-family 529 contribution portal that no family member has been able to use.

Reddit · r/fidelityinvestments · 235 days ago

For several years has been unable to change the primary beneficiary online, getting an error each time, and also needs multiple tries to log in with the system reporting wrong credentials.

Reddit · r/investing · 235 days ago

Twenty years with Fidelity and has not found a single reason to leave.

Reddit · r/fidelityinvestments · 237 days ago

Has been through three different brokerages and says Fidelity is the best by a mile, acknowledging nothing is perfect.

Reddit · r/fidelityinvestments · 238 days ago

Started with an early discount broker that became TD Ameritrade, moved to Fidelity in 2006, and has had a great experience since; the couple are planning retirement and estate planning around Fidelity.

Reddit · r/fidelityinvestments · 238 days ago

Smiles at FXAIX and SPAXX, finds Fidelity's people very helpful and the website easy to use, with no complaints.

Reddit · r/fidelityinvestments · 238 days ago

Has held FXAIX for ten years but is cutting ties with Fidelity, citing a clunky user interface, poor IT, incompetent assistance and childish responses when closing accounts.

Reddit · r/fidelityinvestments · 238 days ago

Has been with Fidelity for over 20 years with some smaller accounts elsewhere, and calls it exceptional in every way and top notch.

Reddit · r/fidelityinvestments · 238 days ago

Moved investments from various brokerages into Fidelity and then their three kids' brokerages too, about 25 accounts in all, citing great customer service and Fidelity crediting all the transfer fees.

Reddit · r/fidelityinvestments · 238 days ago

With Fidelity for over 30 years after leaving their father's old brokerage, whose staff laughed at a question about getting an annual report; they recommend Fidelity all the time.

Reddit · r/fidelityinvestments · 239 days ago

Has had a Fidelity brokerage account since around 2011, opened two more, traded hundreds of positions, rolled a 401k into a rollover IRA, moved an HSA there and added the credit card, posting to say they have had no problems.

Reddit · r/fidelityinvestments · 239 days ago

Has been with Fidelity for years through a 401k and 403b, and after retiring got a Fidelity financial consultant, saying everything is coming together and they feel more relaxed and confident.

Reddit · r/fidelityinvestments · 239 days ago

Has had Fidelity since 2005 and rolled over a 401k, did Roth conversions and has an HSA; says the staff have been nothing but helpful and every experience has been positive.

Reddit · r/fidelityinvestments · 239 days ago

Says Fidelity itself has been fantastic, including its checking through a partner bank, but has had other issues with the Elan/US Bank credit card and wishes Fidelity would switch card partners.

Reddit · r/investing · 240 days ago

Was locked out of the account after an annual information update dialog removed commodities, futures and options eligibility, and could not read support's reply without accepting the new terms.

Reddit · r/investing · 240 days ago

Has always found the broker's customer service good.

Reddit · r/fidelityinvestments · 243 days ago

They have used Fidelity Baskets since launch and dealt with early problems like positions not moving in or out and baskets locking at dividends. They say few features have been added since and list improvements they want.

Reddit · r/Bogleheads · 249 days ago

Finds the Schwab account summary and positions pages quite intuitive after long use.

Reddit · r/Schwab · 251 days ago

Finds Schwab makes building a T-bill ladder absurdly easy.

Reddit · r/Schwab · 251 days ago

Likes thinkorswim and customer service but is frustrated by the risk team restricting the account after option strategies the system initially allowed.

Reddit · r/Schwab · 253 days ago

Says Schwab randomly blocks tickers they traded the week before and that order execution issues never go their way, considering moving to Fidelity.

Reddit · r/Schwab · 253 days ago

Finds Schwab's Global Account poor for trading international markets in local currency and its interface dated.

Reddit · r/fidelityinvestments · 253 days ago

Says the Fidelity app has improved but not nearly enough compared with other brokerage apps, though they still love Fidelity and wish for dividend push notifications.

Reddit · r/fidelityinvestments · 253 days ago

Finds it takes about sixteen clicks in Fidelity to see dividend information.

Reddit · r/investing · 254 days ago

They have used Webull for years and say the mobile app is better than the desktop version, with no other complaints about the brokerage.

Reddit · r/Schwab · 254 days ago

Reports that after selling a specific lot the displayed information is wrong for up to 24 hours, making it hard to know where they stand.

Reddit · r/fidelityinvestments · 254 days ago

Finds it takes only a couple of seconds to see dividends paid in Fidelity and to find the schedule.

Reddit · r/investing · 255 days ago

They recommend IBKR for access to nearly every market and product, while saying the interface is hit or miss and customer service is only decent.

Reddit · r/Schwab · 255 days ago

Finds Schwab's customer service better than anything else but wants account transfer lockdown for ACATs and wires.

Reddit · r/Schwab · 255 days ago

Pretty happy with Schwab after using it for a while.

Reddit · r/Schwab · 255 days ago

Moved most of their money out because uninvested cash at Schwab earned almost nothing for years.

Reddit · r/Bogleheads · 258 days ago

Was burned badly by Fidelity over an IRS payment and no longer trusts it as a one-stop shop, though it has a good secondary credit card and a functional cash account with debit card.

Reddit · r/investing · 259 days ago

Has experience with all three major brokers and finds the Fidelity platform the easiest to work with, with lots of educational information.

Reddit · r/Bogleheads · 259 days ago

Uses a Fidelity CMA for most transactions, keeps a Schwab brokerage in case of a Fidelity lockout, and a local bank for cash, notary services and medallion stamps.

Reddit · r/Bogleheads · 259 days ago

Moved from Vanguard to Fidelity for the better platform; the 2% Fidelity cash back card, invested automatically, plus Costco's 2% on purchases gives roughly 4% savings.

Reddit · r/Bogleheads · 259 days ago

Left Schwab, found Vanguard's GUI wretched and moved their brokerage account to Fidelity while keeping the Roth at Vanguard.

Reddit · r/Bogleheads · 260 days ago

After many years at Vanguard, tired of its crappy customer service and archaic operations, moved everything but the children's college funds to Fidelity, where every call reaches someone who knows exactly how to help.

Reddit · r/Bogleheads · 260 days ago

Likes Fidelity's platform but is fighting after it inappropriately disbursed their entire 457(b) from a previous employer without the 60-day decision window, with hours on the phone and a big tax hit looming.

Reddit · r/Bogleheads · 260 days ago

Keeps most assets at Vanguard but loves Fidelity's liquid banking option with no ATM fees and its 2% credit card with no annual fee.

Reddit · r/Bogleheads · 260 days ago

Started at Vanguard for simple set-and-forget investing but moved most finances to Fidelity as things got more complex, for its extra services and a better customer service experience.

Reddit · r/Bogleheads · 260 days ago

After eight years at Vanguard plus Chase checking, moved much of it to Fidelity, citing Vanguard's website, weak reporting and lack of true checking, and now pays Chase cards from a Fidelity CMA.

Reddit · r/Bogleheads · 260 days ago

Prefers Fidelity over Schwab for auto-investing in ETFs and fractional ETF shares, even though they like Schwab's UI better.

Reddit · r/fidelityinvestments · 261 days ago

They moved from Merrill's robo advisor to the self-directed account years ago to avoid the advisory fee, finding the advisor unnecessary once experienced. They note keeping assets at Merrill can raise cash back on BofA cards.

Reddit · r/investing · 261 days ago

Switched from Vanguard and finds Fidelity much more user friendly, with great customer service and a much better app than Vanguard's.

Reddit · r/investing · 261 days ago

Has used all three big brokers and prefers Fidelity, though sees it as splitting hairs between three very good options.

Reddit · r/investing · 261 days ago

Used Fidelity years ago and found the system hot garbage, though it matters little if you just keep buying a fund every month.

Reddit · r/investing · 261 days ago

Has used all the big brokers, transferred mostly to Fidelity, and would recommend it to a beginner without hesitation.

Reddit · r/investing · 261 days ago

Has used all three big brokers and finds Fidelity's customer service very good, ranking Schwab's excellent and Vanguard's poor.

Reddit · r/investing · 261 days ago

Uses both Fidelity and Schwab and says Fidelity is way better.

Reddit · r/fidelityinvestments · 261 days ago

Twenty-plus years with Fidelity holding cash, Roth, traditional IRA, HSA and brokerage there; never any issues and customer service is stellar.

Reddit · r/fidelityinvestments · 261 days ago

Finds Fidelity customer service excellent and the family financial advisor top notch, with time for questions, never rushed and prompt responses.

Reddit · r/Bogleheads · 262 days ago

Finds the Fidelity app terrible because with a few accounts it never shows gains or losses, always leaving them blank.

Reddit · r/Schwab · 263 days ago

Keeps most money at Fidelity across a CMA, taxable account, Roth and the credit card, has never had a customer service issue, and loves the cash sweep and free wires, though the CMA not working with Zelle is a drawback.

Reddit · r/fidelityinvestments · 263 days ago

After decades of stellar service, the latest advisor appointment turned into a hard annuity sales pitch that a financially trained customer found tacky and deceptive.

Reddit · r/personalfinance · 264 days ago

They report that at Robinhood, converting to another Robinhood account has not counted as a withdrawal for the bonus clawback in any conversion they have done.

Reddit · r/fidelityinvestments · 264 days ago

Complains that Fidelity keeps calling at odd hours even after being asked to stop, and the person calling was rude.

Reddit · r/fidelityinvestments · 264 days ago

Would choose Fidelity again but keeps eggs in more than one basket, has never had an issue, and recently found they can instantly fund the CMA debit card from Venmo and Cash App.

Reddit · r/fidelityinvestments · 264 days ago

Very pleased with customer service after transferring several IRAs and a joint account; fired their financial planner and feels confident investing with Fidelity's assistance.

Reddit · r/personalfinance · 265 days ago

They moved their IRA to Robinhood and received the account transfer match about a month earlier. They explain that the transfer match and the contribution match are different bonuses.

Reddit · r/fidelityinvestments · 265 days ago

Newer to Fidelity after years at Vanguard and Schwab and says the experience is the best, feeling treated like a VIP and valuing security features like the money transfer lock.

Reddit · r/fidelityinvestments · 265 days ago

After working with Fidelity for years and firms like Capital Group, Schwab and T. Rowe, says Fidelity is by far the best for service, low fees and products.

Reddit · r/fidelityinvestments · 265 days ago

More than 50 years with Fidelity and would choose it again in a heartbeat, rating its market information, education, customer service and trading expertise as first rate.

Reddit · r/fidelityinvestments · 265 days ago

Moving a Roth IRA from Merrill Lynch, which paid nothing on cash, to Fidelity let idle cash earn over 3% and made investing easier; consolidated almost everything there but keeps a bank and skips the credit card.

Reddit · r/fidelityinvestments · 265 days ago

Trusts Fidelity and in nearly 40 years has never had a problem that customer service could not solve.

Reddit · r/fidelityinvestments · 265 days ago

Twenty-plus years at Fidelity after trying Schwab, E*Trade, Ally Invest and Wealthfront; considers it the best for their needs and, though they prefer Schwab's interface, says functionality trumps all.

Reddit · r/fidelityinvestments · 265 days ago

Over 20 years with Fidelity, with a few hiccups but very good customer service, an interface, trainings and live events they like, rating it 9.5 out of 10.

Reddit · r/fidelityinvestments · 265 days ago

Closed an Amex high-yield savings account and moved the cash to a Fidelity money market for better returns and faster ACH transfers than Amex, which sat on money for days; finds Fidelity's site easier than Vanguard's.

Reddit · r/fidelityinvestments · 265 days ago

Thirty-plus years with Fidelity through employers; saw some shortcomings but the help desk addressed them, and consolidating accounts across Fidelity, Merrill and Schwab with Fidelity getting the lion's share.

Reddit · r/fidelityinvestments · 265 days ago

A roughly 40-year customer who finds Fidelity's platform far better than Merrill's and Chase's but says the CMA is not a substitute for a real bank account, so keeps other assets at bank affiliates.

Reddit · r/fidelityinvestments · 265 days ago

After years at Scottrade, TD Ameritrade and Schwab where service kept dropping, returned to Fidelity with no regrets apart from too few offices, noting reps answer the phone 24/7/365.

Reddit · r/fidelityinvestments · 265 days ago

Says Fidelity is fine and has the easiest site to navigate, but its money market funds yield worst of the three and its advisors feel like an aggressively sales-driven team.

Reddit · r/fidelityinvestments · 265 days ago

Would pick Fidelity overall: buying and selling munis, treasuries and CDs is easy and customer service is first rate; the only complaint is the new desktop trade ticket and pre/post-market ticket.

Reddit · r/fidelityinvestments · 265 days ago

Finds Fidelity amazing: professional phone support willing to help, outstanding support on the subreddit, secure systems with minor quirks, and an overall experience that beat other brokers they tried.

Reddit · r/fidelityinvestments · 265 days ago

Went from Robinhood to M1 Finance to Schwab to Fidelity and stayed for the ease of use and friendly, responsive customer service, feeling their assets are safe with a stable company.

Reddit · r/fidelityinvestments · 265 days ago

Twenty-plus years at Fidelity after moving from company-managed 401ks and from Vanguard and has always been treated great.

Reddit · r/Bogleheads · 268 days ago

Has never paid Fidelity for advice and says the advice has been rock solid.

Reddit · r/Schwab · 268 days ago

Has accounts at both and much prefers Schwab's interface, with the sweep account and fractional shares the only things they like more about Fidelity.

Reddit · r/Schwab · 268 days ago

Consolidated all accounts at Fidelity after eight years at Schwab, mainly because their 401k is there, and likes Fidelity's automatic sweep of idle cash into a money market fund and fractional shares on anything.

Reddit · r/Schwab · 268 days ago

Recently switched from Schwab to Fidelity for fractional ETF shares and automatic investments, and also likes Fidelity's trading interface better; never used Schwab's customer service in about ten years.

Reddit · r/Bogleheads · 269 days ago

They say E*TRADE exited its mutual fund business during the 2008 downturn and returned less than they had put in. They moved to Vanguard and prefer a brokerage that does not flinch in rough markets.

Reddit · r/Bogleheads · 269 days ago

They moved their accounts to E*TRADE after a Fidelity login problem. Calls reached a human, which helped with a transfer from Betterment, and reps shared promos and tips; they are satisfied so far.

Reddit · r/Bogleheads · 269 days ago

They moved from E*TRADE to Fidelity because E*TRADE could not buy fractional shares without DRIP. They also warn of a transfer-out fee and that any fractional shares get sold during the move.

Reddit · r/Bogleheads · 269 days ago

They could not get E*TRADE to convert or open a trust account despite providing many documents. They moved to Schwab, where it went smoothly, and say they would never use E*TRADE again.

Reddit · r/Bogleheads · 269 days ago

They opened a Fidelity account but, after changing phone numbers, could not log in or verify it. Two calls to customer service confirmed only an in-person visit could unlock it, so they went elsewhere.

Reddit · r/Schwab · 269 days ago

Splits between both brokers, finding Fidelity's 2% cash-back card and HSA excellent while keeping Schwab as the main brokerage along with the kids' 529s.

Reddit · r/Bogleheads · 270 days ago

They have invested in fractional shares through automated purchases at Vanguard for a long time and file their own taxes without trouble, skipping contributions around holidays and vacations.

Reddit · r/Bogleheads · 270 days ago

They use Robinhood to dollar-cost average every day, which the platform allows, and say there is effectively no explicit fee on those purchases.

Reddit · r/Bogleheads · 270 days ago

They switched to Fidelity from Schwab about a year ago and are happy with the move, in particular praising the customer service they have received at Fidelity.

Reddit · r/Bogleheads · 270 days ago

They keep all their medium and long term investments at Fidelity and have never had a single issue, using Schwab separately for short term trading with thinkorswim.

Reddit · r/Bogleheads · 270 days ago

They use Fidelity and say they really like it, singling out the interface as very smooth to use as the main thing they appreciate about the platform.

Reddit · r/Bogleheads · 270 days ago

They left E*TRADE a while back to go fully onto Fidelity, have no regrets, and have no plans to move to another institution anytime soon.

Reddit · r/investing · 270 days ago

They call Webull's interface their favorite, singling out the watchlist and its alerts as the standout feature. A short positive comment about the app's usability.

Reddit · r/investing · 270 days ago

They use Webull alongside Fidelity and like its easy interface, quick debit card transfers that speed up getting into trades, and the dividend reinvestment program, which they rate as great.

Reddit · r/investing · 270 days ago

They call Webull's technology the worst they have used, saying the app gives an error that they have no funds available to trade despite a large balance, and the interface feels dated.

Reddit · r/fidelityinvestments · 270 days ago

They say Fidelity closed their long-held account after they withdrew funds to buy ETFs, gave no details when they called support, then asked for proof of their job while their money sat idle.

Reddit · r/personalfinance · 271 days ago

They hold a small Roth IRA at M1 and only noticed a monthly fee after the fact, and now find that leaving by direct transfer to Vanguard triggers yet another M1 fee.

Reddit · r/Schwab · 274 days ago

Just opened an HSA at Fidelity and was stunned by how poor the website is compared with Schwab's, though customer service was great when they called about the HSA transfer.

Reddit · r/investing · 276 days ago

Put their IRA into Robinhood for the match, adjusts things every few quarters with no problem, and finds it simple.

Reddit · r/investing · 276 days ago

Calls Robinhood amazing, praising the 3% cash back credit card and 3% Roth match with Gold as incredible despite the hate it gets.

Reddit · r/Schwab · 277 days ago

Normally finds Schwab customer care fantastic but got different routing details each call and no clear answers for incoming international transfers, so never proceeded.

Reddit · r/investing · 277 days ago

Reports no issues with Robinhood while also holding accounts at a few other brokerages.

Reddit · r/investing · 277 days ago

Ten years on Robinhood with no issues.

Reddit · r/investing · 277 days ago

Stopped using Robinhood a few years ago because they could not reach anyone at customer service.

Reddit · r/investing · 277 days ago

Took the transfer bonus and gets a 3% match on each new IRA contribution at Robinhood.

Reddit · r/investing · 277 days ago

Did the Robinhood match transfer; equities and fractional shares moved in kind with no selling required.

Reddit · r/investing · 277 days ago

Prefers Webull and says Robinhood fills stop-loss orders below the set price, which they feel has cost them money, and charges higher fees.

Reddit · r/investing · 278 days ago

Holds accounts at Fidelity, Vanguard, Empower and Robinhood and finds Robinhood has the best benefits, including the matching bonuses.

Reddit · r/investing · 278 days ago

Moved their account to Robinhood in 2025 for the match after Fidelity refused even a partial match; the process was simple and they do not regret it.

Reddit · r/investing · 278 days ago

Just transferred their Roth IRA to Robinhood for the match and believes it was worth it, accepting the five-year holding term.

Reddit · r/investing · 278 days ago

Has not had many issues with Robinhood but found it hard to reach anyone about problems with a brokerage account, whereas Fidelity has been great on that.

Reddit · r/Schwab · 286 days ago

Splits money between Schwab and Fidelity and parks all cash in the Fidelity CMA for deposits and bill payments; its debit card now reimburses international ATM fees too, though Schwab has the nicer app and Zelle.

Reddit · r/fidelityinvestments · 286 days ago

Says deposits initiated from within Fidelity were put on hold last year for 10 days to a month due to security scams, while transfers started from the bank took at most three days.

Reddit · r/Schwab · 287 days ago

Keeps an HSA at Fidelity because it is the only provider they found offering one, but rates Schwab's customer service above Fidelity's and above everywhere else they have banked or invested.