Savings
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 3 reviews mentioning buggy app Show all
Reddit · r/Banking · Feb 4, 2026
MixedSummary of a Reddit post
They find the CIT HYSA rate decent but say the app and website go down every few months and lock them out. During one outage a representative confirmed the site was down, and they considered switching.
Reddit · r/Banking · Feb 13, 2025
MixedSummary of a Reddit comment
They enjoyed the CIT HYSA but kept hitting login glitches, with the verification step showing other phone numbers and needing several attempts to sign in. They eventually withdrew everything.
Reddit · r/personalfinance · Dec 7, 2024
MixedSummary of a Reddit post
They have kept a CIT HYSA as an emergency fund for a long time with no issues on deposits, but a larger outgoing transfer kept redirecting to a promo-rate offer page, so they had to split it into smaller transfers.
Of the 15 reviews with a clear verdict, 13% are positive, 73% mixed and 13% negative. The praise mentioned most is good rate. The most common complaint is rate dropped.
The praise reviewers mention most: good rate (5 reviews), easy to use (1 review) and reliable (1 review). For example: Holds a CIT Platinum Savings account and, when they tried to move a large sum out, was offered a higher rate for twelve months with no strings they could spot, leaving them wondering what the catch was.
The complaints reviewers mention most: rate dropped (4 reviews), buggy app (3 reviews) and account frozen (1 review).
It's how well reviewed CIT Platinum Savings is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Savings. Type: Online tiered savings account. Fees: No account opening or monthly service fees. Rates & rewards: 3.75% APY on balances of $5,000 or more, 0.25% below, as of 2026-10-29. Minimum: $100 to open.
15 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.