Savings
A score out of 100 for how well reviewed a product is. It rises with positive reviews and with how many there are; negative and mixed reviews take points off.
So a handful of glowing reviews can’t beat a product lots of people like. No sponsored placements.
Topics grouped from customer reviews, with how many mention each; read the originals below.
Showing 4 reviews mentioning rate dropped Show all
Reddit · r/personalfinance · Nov 7, 2026
MixedSummary of a Reddit comment
They opened a CIT HYSA for its high promotional-era rate, but it gradually dropped, so they moved to Fidelity Cash Management. They never needed customer service and found everything straightforward online.
Reddit · r/personalfinance · Oct 13, 2026
MixedSummary of a Reddit post
Their CIT HYSA rate dropped well below the level it started at, but when they tried to transfer out the balance the app offered a higher retention rate, which they accepted.
Reddit · r/personalfinance · Oct 7, 2026
MixedSummary of a Reddit comment
They call the CIT HYSA fine overall but warn the rate drops without notice, falling by more than a percentage point for them. CIT did boost their APY for a year when they tried moving the money out.
Reddit · r/personalfinance · Jul 10, 2026
MixedSummary of a Reddit comment
Their CIT Bank savings rate has drifted down, and although CIT is advertising a higher rate they have not bothered to call and ask for it, since chasing rates is not worth the hassle to them.
Of the 15 reviews with a clear verdict, 13% are positive, 73% mixed and 13% negative. The praise mentioned most is good rate. The most common complaint is rate dropped.
The praise reviewers mention most: good rate (5 reviews), easy to use (1 review) and reliable (1 review). For example: Holds a CIT Platinum Savings account and, when they tried to move a large sum out, was offered a higher rate for twelve months with no strings they could spot, leaving them wondering what the catch was.
The complaints reviewers mention most: rate dropped (4 reviews), buggy app (3 reviews) and account frozen (1 review).
It's how well reviewed CIT Platinum Savings is, out of 100. Negative and mixed reviews take points off, and so does having only a few reviews: a product needs plenty of them, compared with the most-reviewed products here, to reach the high 80s and 90s. It's worked out from reviews only, needs at least 5 of them, and updates as new ones come in.
Category: Savings. Type: Online tiered savings account. Fees: No account opening or monthly service fees. Rates & rewards: 3.75% APY on balances of $5,000 or more, 0.25% below, as of 2026-10-29. Minimum: $100 to open.
15 are quotes from Reddit, each linked to the original. Customer reviews are checked for spam before they appear. Every review, written here or quoted, is read as positive, mixed or negative.